Harlan County property record for 521 Second St, Lynch, KY 40855
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,368 sqft · built 1920 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-20-07-018.00 |
| Primary APN | 222-20-07-018.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,368 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 9556 |
|---|---|
| Street Address | 521 SECOND ST |
| City | LYNCH |
| State | KY |
| Zip | 40855-8031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 970100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lynch Historic District listed 2003 · 303 contributing resources · NRIS 03000086 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harlan County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Harlan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Municipality | Lynch City |
| Unified School District | Harlan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $45,000 (+60.14%) Land $5,000 Building $40,000 | $45,000 (+60.14%) Land $5,000 Building $40,000 |
| 2023 | Homeowner's exemption | $28,100 Land $3,000 Building $25,100 | $28,100 Land $3,000 Building $25,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENHAM WATER PLANT serves 855 people · EPA ID KY0480028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | LYNCH WATER WORKS |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Access Cable Fiber · Cable | 2,000 / 2,000 |
May also be available: Windstream.
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