521 Second St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 521 Second St, Annapolis, MD 21403 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	1 ba · 1,120 sqft · built 1905
Lot Size	0.071 acres (3,080 sqft)
Owner	2 Company Names on File
Last Sale	$112,000 (Apr 1992)
Tax Bill	$5,325 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-000-07499808`

Property Details

APN / Parcel Number

Primary APN	`06-000-07499808`
Alternative APNs	`6-000-07499808` `00007499808`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,080 sqft (0.071 acres)
Porch	Open Porch
Porch Area	190 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00007499808
Street Address	521 SECOND ST
City	ANNAPOLIS
State	MD
Zip	21403-3329
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT EASTPORT
Legal Subdivision	EASTPORT
Legal Block	3
Legal Lot Number	521
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3021
Census Tract	706302

Owner

Source: Anne Arundel County records · APN 06-000-07499808

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	521 SECOND ST, ANNAPOLIS, MD 21403-3329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 1992 · Amount on Record
Deed Sale	Apr 29, 1992 · Amount on Record
Prior Sale	Feb 24, 1987 · Amount on Record
Deed Book / Page	5618 / 56
Last Transfer Date	May 29, 2025
Transfer Doc	0414430371
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	521 SECOND ST, ANNAPOLIS, MD 21403-3329
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SECOND ST, ANNAPOLIS, MD 21403-3329

Mortgage

Document Number	0393290500
Date	Dec 12, 2022
Book Page	39329/500

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$599,233 (+26.93%)	$662,800 (+40.39%) Land $590,000 Building $72,800
2024	$5,325.00 (+8.58%)
2023	$4,904.00 Homeowner's exemption	$472,100 Land $420,000 Building $52,100	$472,100 Land $420,000 Building $52,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037063023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	198 units insured (91 under condo master policies) 62 of 107 individual policies on primary residences
Nearby Flood Claims	70 (1985–2026)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Mar 2026, rainfall accumulation
Flood Events	Hurricane Isabel (Sep 2003), 40 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.