521 Saint Marlo Dr, Centerville, GA 31028 Property Records

Houston County property record for 521 Saint Marlo Dr, Centerville, GA 31028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,419 sqft · built 2006
Lot Size	0.37 acres (15,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2021)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C23-380`

Property Details

APN / Parcel Number

Primary APN	`C23-380`
Alternative APNs	`0C0230 380000` `48397`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,419 sqft Heated Area
1st Floor Area	2,081 sqft
2nd Floor Area	302 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,973 sqft (0.37 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Patio Area	671 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48397
Street Address	521 SAINT MARLO DR
City	CENTERVILLE
State	GA
Zip	31028-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 22 TIVOLI GATES PH 3
Legal Subdivision	TIVOLI GATES EAGLE SPRINGS
Legal Phase	3
Legal Lot Number	22
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	3
Census Block	3010
Census Tract	20112

Owner

Source: Houston County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 SAINT MARLO DR, CENTERVILLE, GA 31028-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK
Jan 7, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jan 7, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	May 8, 2007 · Amount on Record
Deed Book / Page	8950 / 91
Prior Transfer Date	Dec 29, 2020
Prior Transfer Doc	0089500109
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	521 SAINT MARLO DR, CENTERVILLE, GA 31028-8005
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076590126
Date	Oct 16, 2017
Book Page	7659/126

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

January 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Jan 7, 2021
Property Address	521 SAINT MARLO DR, CENTERVILLE, GA 31028-8005
Document Number	0089500091
Book / Page	8950 / 91
Map Reference	MB 59 PG 183
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000895094
Date	Jan 7, 2021
Instrument	8950/94

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOUSTON GA
Recording Date	Jan 7, 2021
Property Address	521 SAINT MARLO DR, CENTERVILLE, GA 31028-8005
Document Number	0089500109
Book / Page	008950 / 000109
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 SAINT MARLO DR CENTERVILLE GA 310288005, CENTERVILLE, GA 31028-8005

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Centerville City
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,858.00 (-10.1%) Homeowner's exemption Senior Citizen's exemption	$145,080 (+2.31%) Land $12,000 Building $133,080	$362,700 (+2.31%) Land $30,000 Building $332,700
2024	$3,179.00 (+13.21%) Homeowner's exemption Senior Citizen's exemption	$141,800 (+14.21%) Land $12,000 Building $129,800	$354,500 (+14.21%) Land $30,000 Building $324,500
2023	$2,808.00 (-28.15%)	$124,160 (+10.98%) Land $10,000 Building $114,160	$310,400 (+10.98%) Land $25,000 Building $285,400
2022	$3,908.00	$111,880 Land $10,000 Building $101,880	$279,700 Land $25,000 Building $254,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE serves 14,701 people · EPA ID GA1530000
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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