Johnston County property record for 521 Saddle Ridge Dr, Willow Spring, NC 27592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,098 sqft · built 2003 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,500 (Jun 2003) |
| Tax Bill | $1,873 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E04012J |
| Primary APN | 13E04012J |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 2,876 sqft |
| 1st Floor Area | 1,258 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000191724 |
|---|---|
| Street Address | 521 SADDLE RIDGE DR |
| City | WILLOW SPRING |
| State | NC |
| Zip | 27592-7646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LT 46 SADDLE RIDGE 60/226 |
| Legal Subdivision | SADDLE RIDGE |
| Legal Lot Number | 46 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41504 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 30, 2017 | Deed of Trust, Mortgage · VA Mortgage GUARANTY TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2003 · Amount on Record |
| Deed Sale | Jun 25, 2003 · Amount on Record |
| Prior Sale | Feb 10, 2003 · Amount on Record |
| Deed Book / Page | 2483 / 278 |
| Last Transfer Date | Apr 13, 2016 |
| Transfer Doc | 0000485676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 521 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7646 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000734418 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 5848/9 |
| Instrument | 2021734418 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 521 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7646 |
| Document Number | 0000634726 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 521 SADDLE RIDGE DR WILLOW SPRING NC 275927646, WILLOW SPRING, NC 27592-7646 |
| Document Number | 0000634726 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 005462/000163 |
| Instrument | 634726 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 521 SADDLE RIDGE DR, WILLOW SPRING, NC 27592-7646 |
| Document Number | 0000536090 |
| Book / Page | 004956 / 000857 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 521 SADDLE RIDGE DR WILLOW SPRING NC 275927646, WILLOW SPRING, NC 27592-7646 |
| Document Number | 0000536090 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 004956/000857 |
| Instrument | 536090 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2047 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,873.00 (+50.2%) Disabled Person's exemption Veteran's exemption | $340,950 (+67.2%) Land $83,590 Building $257,360 | $340,950 (+67.2%) Land $83,590 Building $257,360 |
| 2023 | $1,247.00 Disabled Person's exemption Veteran's exemption | $203,920 Land $38,080 Building $165,840 | $203,920 Land $38,080 Building $165,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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