DuPage County property record for 521 S Wright St, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,322 sqft · built 2019 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2015) |
| Tax Bill | $28,911 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-209-001 |
| Primary APN | 08-19-209-001 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,322 sqft Living Area |
| Gross Area | 5,905 sqft |
| 1st Floor Area | 2,047 sqft |
| 2nd Floor Area | 1,840 sqft |
| Basement Area | 2,018 sqft |
| Finished Basement | 1,435 sqft |
| Unfinished Basement | 583 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 673 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Street Address | 521 S WRIGHT ST |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSER HIGHLANDS |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 846209 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 S WRIGHT ST, NAPERVILLE, IL 60540-6731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 25, 2018 | Warranty Deed, Construction Loan · Construction Mortgage BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2015 · Amount on Record |
| Deed Sale | May 27, 2015 · Amount on Record |
| Prior Sale | Apr 6, 1998 · Amount on Record |
| Deed Document Number | 201555753 |
| Last Transfer Date | Dec 20, 2019 |
| Transfer Doc | 0000009067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 521 S WRIGHT ST, NAPERVILLE, IL 60540-6731 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000092593 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | R2019-092593 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 521 S WRIGHT ST, NAPERVILLE, IL 60540-6731 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000137932 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | R2021-137932 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | May 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 27, 2020 |
| Property Address | 521 S WRIGHT ST, NAPERVILLE, IL 60540-6731 |
| Document Number | 0000009067 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 9067 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 521 S WRIGHT ST NAPERVILLE IL 605406731, NAPERVILLE, IL 60540-6731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 25, 2018 |
| Property Address | 521 S WRIGHT ST, NAPERVILLE, IL 60540-6731 |
| Document Number | 0000090341 |
| Map Reference | DOC728128 |
| Instrument Date | Sep 17, 2018 |
| Instrument | R2018-090341 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 S WRIGHT ST, NAPERVILLE, IL 60540-6731 |
| Document Number | 0000090342 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | R2018-090342 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,911.00 (+7.05%) | $503,385 (+18.92%) Land $141,963 Building $361,422 | $1,510,155 (+18.92%) Land $425,889 Building $1,084,266 |
| 2022 | $27,007.00 Homeowner's exemption | $423,310 Land $119,380 Building $303,930 | $1,269,930 Land $358,140 Building $911,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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