521 S State St, Waupaca, WI 54981 Property Records

Waupaca County property record for 521 S State St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,567 sqft · built 1928
Lot Size	0.212 acres (9,241 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Jun 2018)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-30-70-133`

Property Details

APN / Parcel Number

Primary APN	`34-30-70-133`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,567 sqft Gross Area
Basement Area	752 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Old Style
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	9,241 sqft (0.212 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	521 S STATE ST
City	WAUPACA
State	WI
Zip	54981-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LTS1&2 BLK56 HIBBARDS ADD V350P416 V396P205 V472P818 V496P274
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	HIBBARDS ADD
Legal Block	56
Legal Lot Number	1,2
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	4
Census Block	4046
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 S STATE ST, WAUPACA, WI 54981-1873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Aug 20, 2018	Deed of Trust, Mortgage · ARM FIRST STATE BANK
Jun 19, 2018	Warranty Deed, Transfer
Oct 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2018863116
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	521 S STATE ST, WAUPACA, WI 54981-1873
Transaction Type	Mortgage
Record Updated	Jun 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	881596
Date	May 4, 2020
Instrument	881596

Lender

Name	FIRST STATE BANK
Type	Bank
Address	54061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	521 S STATE ST, WAUPACA, WI 54981-1873
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	864902
Date	Aug 20, 2018
Instrument	864902

Lender

Name	FIRST STATE BANK
Type	Bank
Address	NEW LONDON, WI 54961

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	3.69%
Max Rate At Change	5.69%
Index	1-Year LIBOR
Max Rate	9.69%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Jun 19, 2018
Property Address	521 S STATE ST, WAUPACA, WI 54981-1873
Document Number	0000863116
Instrument Date	Jun 15, 2018
Instrument	863116
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Tax	$543.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 S STATE ST, WAUPACA, WI 54981-1873

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	521 S STATE ST, WAUPACA, WI 54981-1873
Transaction Type	Mortgage
Record Updated	Nov 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 856487
Date	Oct 24, 2017
Instrument	856487

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,386.00 (+3.71%)	$196,400 (-) Land $20,100 Building $176,300
2023	$3,265.00 (+16.86%)	$196,400 (+64.63%) Land $20,100 Building $176,300	$251,446 (+64.63%) Land $25,733 Building $225,713
2022	$2,794.00	$119,300 Land $15,300 Building $104,000	$152,737 Land $19,588 Building $133,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on S State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures