521 S State St, Springfield, IL 62704 Property Records

Sangamon County property record for 521 S State St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.168 acres (7,316 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Jan 2006)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-33.0-176-023`

Property Details

APN / Parcel Number

Primary APN	`14-33.0-176-023`
Alternative APN	`14330176023 (CHECK DIGIT = 5)`

Exterior

Lot Area	7,316 sqft (0.168 acres)

Location & Zoning

Account Number	14330176023
Street Address	521 S STATE ST
City	SPRINGFIELD
State	IL
Zip	62704-1759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A.W. FRENCHS 3RD ADDN L 5
Legal Subdivision	AW FRENCHS 3RD ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2005
Census Tract	1200

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	539 W COMMERCE ST, DALLAS, TX 75208-1953
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Commercial Mortgage CEFCU
Mar 7, 2024	Quit Claim Deed, Transfer · Commercial Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2006 · Amount on Record
Deed Sale	Jan 11, 2006 · Amount on Record
Last Transfer Date	Mar 1, 2024
Transfer Doc	2024R03507
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	521 S STATE ST, SPRINGFIELD, IL 62704-1759
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R03504
Date	Mar 7, 2024
Instrument	2024R03504

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2029

Interest

Rate Type	Fixed Rate
Rate	7%

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 7, 2024
Property Address	521 S STATE ST, SPRINGFIELD, IL 62704-1759
Document Number	2024R03507
Instrument Date	Mar 1, 2024
Instrument	2024R03507
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 W COMMERCE ST, DALLAS, TX 75208-1953

Mortgage

Document Number	2024R03508
Date	Mar 7, 2024
Instrument	2024R03508

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 15, 2031

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,110.00 (+24.15%)	$38,420 (+7.22%) Land $5,251 Building $33,169	$115,260 (+7.22%) Land $15,753 Building $99,507
2024	$2,505.00 (+11.63%)	$35,832 (+15.42%) Land $4,897 Building $30,935	$107,496 (+15.42%) Land $14,691 Building $92,805
2022	$2,244.00 Homeowner's exemption	$31,046 Land $4,243 Building $26,803	$93,138 Land $12,729 Building $80,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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