521 S Powell Rd, Independence, MO 64056 Property Records

Jackson County property record for 521 S Powell Rd, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2019
Lot Size	9.62 acres (419,431 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2017)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-900-03-09`

Property Details

APN / Parcel Number

Primary APN	`17-900-03-09`
Alternative APNs	`17-900-03-09-00-0-00-000` `740955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	419,431 sqft
Lot Width	330 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	740955
Street Address	521 S POWELL RD
City	INDEPENDENCE
State	MO
Zip	64056-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 34 TWP 50 RNG 31 S 1/2 OF S 1/2 OF SW 1/4 OF SW 1/4
Legal Range	31W
Legal Township	50N
Legal Section	34
Legal Block	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3024
Census Tract	17700

Owner

521 S Powell Rd is owned by two individuals who bought it in October 2017.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 N POWELL RD, INDEPENDENCE, MO 64056-2610
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITOL FEDERAL SAVINGS BANK
Sep 20, 2019	Deed of Trust, Mortgage CAPITOL FSB
Oct 17, 2017	Warranty Deed, Transfer BANK OF ODESSA
Jun 14, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Prior Sale	Jun 14, 2017 · Amount on File
Deed Document Number	2017E94704
Prior Transfer Date	Jun 24, 2013
Prior Transfer Doc	0000E65549
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	521 S POWELL RD, INDEPENDENCE, MO 64056-4300
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0050350
Date	May 11, 2021
Instrument	2021E0050350

Lender

Name	CAPITOL FEDERAL SAVINGS BANK
Type	Bank
Address	TOPEKA, KS 66603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	521 S POWELL RD, INDEPENDENCE, MO 64056-4300
Document Number	0000E77101
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 S POWELL RD INDEPENDENCE MO 64056, INDEPENDENCE, MO 64056

Mortgage

Document Number	0000E77101
Date	Sep 25, 2019
Instrument	77101E

Lender

Name	CAPITOL FSB
Type	Federal Savings Bank
Address	TOPEKA, KS 66603

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 17, 2017
Property Address	521 S POWELL RD, INDEPENDENCE, MO 64056-4300
Document Number	0000E94704
Instrument Date	Oct 16, 2017
Instrument	94704E
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18902 E 16TH TER N INDEPENDENCE MO 640581006, INDEPENDENCE, MO 64058-1006

Mortgage

Document Number	E94705
Date	Oct 17, 2017
Instrument	94705E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Amount	Amount on Record

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 14, 2017
Property Address	521 S POWELL RD, INDEPENDENCE, MO 64056-4300
Document Number	0000E53115
Instrument Date	Apr 20, 2017
Instrument	53115E
Transaction Type	Foreclosure
Record Updated	Jul 3, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16307 E PACIFIC AVE INDEPENDENCE MO 640504843, INDEPENDENCE, MO 64050-4843

Tax Assessment & Valuation

The 2025 property tax bill for 521 S Powell Rd was $1,328, down 45.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,594 (-) Land $14,875 Building $3,719	$97,860 (-)
2025	$1,328.00 (-45.82%)	$18,594 Land $14,875 Building $3,719	$97,860
2024	$2,451.00 (+2.34%)
2023	$2,395.00	$35,385 Land $11,166 Building $24,219	$186,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 521 S Powell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 S Powell Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Google Fiber, Verizon.

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