521 S Oak Ave, Luling, TX 78648 Property Records

Caldwell County property record for 521 S Oak Ave, Luling, TX 78648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1930
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$169,575 (Nov 2023)
Tax Bill	$3,983 (2026)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0600018-018-130-00`

Property Details

APN / Parcel Number

Primary APN	`0600018-018-130-00`
Alternative APNs	`R24038` `24038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	1,263 sqft
Utility Area	168 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Architectural Style	Georgian
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	93 ft deep x 76 ft wide
Garage Type	Mixed
Garage Area	294 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	24038
Street Address	521 S OAK AVE
City	LULING
State	TX
Zip	78648-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A018 MORRIS, SPENCER, ACRES .162
Legal Subdivision	MORRIS, SPENCER
Jurisdiction	CALDWELL TX
Township / Civil Division	LULING
Census Block Group	1
Census Block	1041
Census Tract	960702

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 S OAK AVE, LULING, TX 78648-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Sep 12, 2022
Deed Document Number	20237168
Record Updated	Oct 29, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Nov 2, 2023
Property Address	521 S OAK AVE, LULING, TX 78648-3025
Document Number	2023007168
Map Reference	VOL 445 PG 604
Instrument Date	Oct 31, 2023
Instrument	2023-007168
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 WILLOW AVE, LULING, TX 78648-2166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 S OAK AVE, LULING, TX 78648-3025

Mortgage

Document Number	2023007169
Date	Nov 2, 2023
Instrument	2023-007169

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Luling City
Unified School District	Luling Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,983.00 (-9.6%)	$221,850 (-8.23%) Land $26,250 Building $195,600	$221,850 (-8.23%) Land $26,250 Building $195,600
2025	$4,406.00 (-1.14%)	$241,750 (+51.01%) Land $26,250 Building $215,500	$241,750 (+51.01%) Land $26,250 Building $215,500
2024	$4,457.00 (+59.29%)
2023	$2,798.00 (-9.63%)	$160,090 Land $23,230 Building $136,860	$160,090 Land $23,230 Building $136,860
2022	$3,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1998–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LULING serves 7,364 people · EPA ID TX0280002
Water Source	Purchased surface water from GBRA LULING PLANT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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