Utah County property record for 521 S 400 E, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,246 sqft · built 1979 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $498,300 (Apr 2021) |
| Tax Bill | $2,253 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-031-0003 |
| Primary APN | 44-031-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 1,170 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Wood Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 060918 |
|---|---|
| Street Address | 521 S 400 E |
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-2567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, PLAT A, KITCHEN EST SUB |
| Legal Subdivision | KITCHEN EST SUB |
| Legal Lot Number | 3 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 400 |
Source: Utah County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Apr 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 11, 2021 | Deed of Trust, Mortgage SECURITY HM MTG |
| Jan 24, 2020 | Deed of Trust, Mortgage CITY CRK MTG CORP |
| Mar 5, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC |
| Feb 21, 2017 | Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2021 · Amount on Record |
| Deed Sale | Apr 14, 2021 · Amount on Record |
| Prior Sale | Mar 5, 2019 · Amount on Record |
| Deed Document Number | 202170371 |
| Prior Transfer Date | Jun 5, 1997 |
| Prior Transfer Doc | 0000044746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000079812 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 79812:2025 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 14, 2021 |
| Property Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000070371 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 70371:2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000070414 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 70414:2021 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000008454 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | FIRST AMERICAN-OREM |
| Name | Verified Name |
|---|---|
| Address | 521 S 400 E AMERICAN FORK UT 840032567, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000008454 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 8454 |
| Name | SECURITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | OREM, UT 84058 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000011608 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Address | 521 S 400 E AMERICAN FORK UT 840032567, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000011608 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 11608 |
| Name | CITY CRK MTG CORP |
|---|---|
| Address | DRAPER, UT 84020 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Mar 5, 2019 |
| Property Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000018033 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 018033:2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000018034 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 018034:2019 |
| Name | SECURITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Feb 21, 2017 |
| Property Address | 521 S 400 E, AMERICAN FORK, UT 84003-2567 |
| Document Number | 0000017589 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 017589:2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 521 COUTH 400 EAST, AMERICAN FORK, UT 84003 |
| Document Number | 0000017729 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 017729:2017 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,195 (-44.31%) | $474,900 (+1.26%) Land $184,900 Building $290,000 | |
| 2025 | $2,253.00 | $469,000 (+98.54%) Land $184,900 Building $284,100 | $469,000 (+9.2%) Land $184,900 Building $284,100 |
| 2024 | $2,253.00 (+12.37%) | ||
| 2023 | $2,005.00 (-2.1%) | $236,225 | $429,500 Land $176,100 Building $253,400 |
| 2022 | $2,048.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Utah Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CentraCom, CenturyLink, SenaWave, Utah Telecommunication Open Infrastructure Agency.
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