Fannin County property record for 521 S 3rd St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,575 sqft · built 1920 |
| Lot Size | 1.03 acres (45,002 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,851 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9645-028-0050-05 |
| Primary APN | 9645-028-0050-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Lot Area | 45,002 sqft (1.03 acres) |
| Lot Dimensions | 300 ft deep x 150 ft wide |
| Garage Area | 256 sqft |
| Porch | Porch |
| Porch Area | 424 sqft |
| Heating System | HVAC |
|---|
| Account Number | 9645-028-0050-05 |
|---|---|
| Old Parcel Number | 93255 |
| Street Address | 521 S 3RD ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REICH ADDN, BLOCK 28, LOT 5,6,7,8, LIFE ESTATE, ACRES 1.0331 |
| Legal Subdivision | REICH ADD |
| Legal Block | 28 |
| Legal Lot Number | 5 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 950600 |
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 163, ECTOR, TX 75439-0163 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,830 (+20.63%) Land $60,750 Building $47,080 | $107,830 (+20.63%) Land $60,750 Building $47,080 | |
| 2024 | $1,851.00 (+88.3%) | ||
| 2023 | $89,390 Land $49,500 Building $39,890 | $89,390 Land $49,500 Building $39,890 | |
| 2018 | $983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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