521 S 1st St, Montevideo, MN 56265 Property Records

Chippewa County property record for 521 S 1st St, Montevideo, MN 56265

Property Summary

Property Type	Commercial
Details	6,912 sqft · built 1943
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Jul 2018)
Tax Bill	$6,498 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2018 Mortgage
APN	`70-818-3015`

Property Details

APN / Parcel Number

Primary APN	`70-818-3015`
Alternative APN	`24638`

Interior

Building Area	6,912 sqft Base Area
1st Floor Area	6,912 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Account Number	24638
Street Address	521 S 1ST ST
City	MONTEVIDEO
State	MN
Zip	56265-2103
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 40 & 41 EX SLY 10 FT OF LOT 41 IN SUBLOT 17 ALL LYING E OF MCCLAY ST & W OF 1ST ST CO RESUBD OF SUBLOTS 17,18,19,22,23,2
Legal Range	40
Legal Township	117
Legal Section	18
Legal Subdivision	MCCLAYS 2ND ADD
Legal Lot Number	40-41
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1077
Census Tract	950601

Owner

Source: Chippewa County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	521 S 1ST ST, MONTEVIDEO, MN 56265-2103
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION COMMUNITY CREDIT UNION
Sep 21, 2018	Deed of Trust, Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Recording Date	Sep 25, 2026
Property Address	521 S 1ST ST, MONTEVIDEO, MN 56265-2103
Document Number	0000322192
Instrument Date	Jun 22, 2026
Instrument	2026322192
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000322192,
Date	Sep 25, 2026
Instrument	2026322192

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	57 Months
Due	Jun 22, 2031

Interest

Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	521 S 1ST ST, MONTEVIDEO, MN 56265-2103
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000302404
Date	Sep 21, 2018
Instrument	A000302404

Lender

Name	BREMER BANK

Agreement

Amount	Amount Recorded
Term	172 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,498.00 (+54.94%)	$218,100 (-) Land $32,400 Building $185,700	$218,100 (-) Land $32,400 Building $185,700
2025		$218,100 (+33.8%) Land $32,400 Building $185,700	$218,100 (+33.8%) Land $32,400 Building $185,700
2023		$163,000 Land $25,000 Building $138,000	$163,000 Land $25,000 Building $138,000
2022	$4,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: MVTV Wireless.

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