Wicomico County property record for 521 Rose St, Salisbury, MD 21801
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,236 sqft · built 2022 |
| Lot Size | 0.154 acres (6,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2021) |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | May 2026 Sale Dec 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-061193 |
| Primary APN | 09-061193 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,236 sqft Total Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,689 sqft (0.154 acres) |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 061193 |
|---|---|
| Street Address | 521 ROSE ST |
| City | SALISBURY |
| State | MD |
| Zip | 21801-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 5-6,689 SQFT 521 ROSE STREET SALISBURY NEIGHBORHOOD |
| Legal Lot Number | 5 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 9, SALISBURY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 300 |
521 Rose St is owned and occupied by an individual who acquired it in September 2025.
Source: Wicomico County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 ROSE ST, SALISBURY, MD 21801-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed, Transfer MID ATLANTIC TITLE |
| Dec 30, 2021 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | Dec 29, 2021 · Amount on File |
| Deed Book / Page | 5015 / 437 |
| Last Transfer Date | Sep 16, 2025 |
| Transfer Doc | 5716000165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | May 14, 2026 |
| Property Address | 521 ROSE ST, SALISBURY, MD 21801-3517 |
| Document Number | 5716000165 |
| Book / Page | 5716 / 165 |
| Instrument Date | Sep 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | MID ATLANTIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 521 ROSE ST, SALISBURY, MD 21801-3517 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Dec 30, 2021 |
| Property Address | 521 ROSE ST, SALISBURY, MD 21801-3517 |
| Document Number | 0050150437 |
| Book / Page | 5015 / 437 |
| Map Reference | MB 15 PG 824 |
| Instrument Date | Dec 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC T&E CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 521 ROSE ST, SALISBURY, MD 21801-3517 |
| Document Number | 0005015443 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 5015/443 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 521 Rose St was $1,312 with a homeowner's exemption.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Salisbury City |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,900 (+6.26%) | $190,500 (-) Land $10,400 Building $180,100 | |
| 2025 | $1,312.00 Homeowner's exemption | $169,300 | $190,500 Land $10,400 Building $180,100 |
| 2023 | $1,272.00 | $127,600 | $158,700 Land $10,400 Building $148,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Rose St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2012–2016) |
| Most Recent Claim | Sep 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 521 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Simple Fiber, T-Mobile.
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