521 Renaissance Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 521 Renaissance Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,660 sqft · built 1989
Lot Size0.119 acres (5,162 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Apr 2017)
Tax Bill$5,492 (2026)
Deeds & MortgagesAug 2021 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN235-350-010-000

Property Details

APN / Parcel Number

Primary APN235-350-010-000
Alternative APN
  • 235-350-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,660 sqft Living Area
1st Floor Area1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,162 sqft (0.119 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number235-350-01
Street Address521 RENAISSANCE DR
CityTRACY
StateCA
Zip95376-1444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2304 LOT 66
Legal SubdivisionFOREST GLEN
Legal Tract2304
Legal Block2
Legal Lot Number66
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2015
Census Tract5405

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address521 RENAISSANCE DR, TRACY, CA 95376-1444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Apr 26, 2017Grant Deed, Transfer · Conventional with PMI
IMORTGAGE
Mar 30, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2017 · Amount on Record
Deed SaleApr 26, 2017 · Amount on Record
Prior SaleSep 11, 1997 · Amount on Record
Deed Document Number201746572
Prior Transfer DateApr 1, 2008
Prior Transfer Doc0000054946
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address521 RENAISSANCE DR, TRACY, CA 95376-1444
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 RENAISSANCE DR, TRACY, CA 95376-1444

Mortgage

Document Number0000142461
DateAug 26, 2021
Instrument2021-142461
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address521 RENAISSANCE DR, TRACY, CA 95376-1444
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TTL OF NORTHERN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048333
DateApr 22, 2020
Instrument2020-048333
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 26, 2017
Property Address521 RENAISSANCE DR, TRACY, CA 95376-1444
Document Number0000046572
Instrument DateApr 19, 2017
Instrument46572
Transaction TypeTransfer
Record UpdatedMay 9, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 RENAISSANCE DR TRACY CA 953761444, TRACY, CA 95376-1444

Mortgage

Document Number46573
DateApr 26, 2017
Instrument46573
Lender
NameIMORTGAGE
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 25, 2047

March 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN JOAQUIN CA
Recording DateMar 30, 2017
Property Address521 RENAISSANCE DR, TRACY, CA 95376-1444
Document Number0000035942
Instrument DateMar 16, 2017
Instrument35942
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28040 TREEHOUSE LN TRACY CA 953048118, TRACY, CA 95304-8118

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,492.00 (+0.05%)
2025$5,489.00 (+10.13%) Homeowner's exemption$464,229 (+4.04%) Land $162,480 Building $301,749
2023$4,984.00 (+2.15%) Homeowner's exemption$446,205 Land $156,172 Building $290,033$558,270
2022$4,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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