521 Rapids St, Roanoke Rapids, NC 27870 Property Records

Halifax County property record for 521 Rapids St, Roanoke Rapids, NC 27870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1974
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2025)
Tax Bill	$2,395 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3999-18-31-0332`

Property Details

APN / Parcel Number

Primary APN	`3999-18-31-0332`
Alternative APN	`0903150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Area	336 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 RAPIDS ST
City	ROANOKE RAPIDS
State	NC
Zip	27870-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRR12
Legal Description	LT C RAPIDS ST & H
Legal Subdivision	PROPERTY OF SHELL MERCER INC
Jurisdiction	HALIFAX NC
Township / Civil Division	ROANOKE RAPIDS
Census Block Group	4
Census Block	4003
Census Tract	930300

Owner

Source: Halifax County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	521 RAPIDS ST, ROANOKE RAPIDS, NC 27870-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Book / Page	2813 / 261
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALIFAX NC
Recording Date	Dec 4, 2025
Property Address	521 RAPIDS ST, ROANOKE RAPIDS, NC 27870-1505
Document Number	002813/261
Book / Page	2813 / 261
Instrument Date	Nov 17, 2025
Instrument	202500003750
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 RAPIDS ST, ROANOKE RAPIDS, NC 27870-1505

Mortgage

Document Number	0002813264
Date	Dec 4, 2025
Instrument	2813/264

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALIFAX NC
Recording Date	Oct 28, 2021
Property Address	521 RAPIDS ST, ROANOKE RAPIDS, NC 27870-1505
Document Number	002677/382
Book / Page	2677 / 382
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	791 BEEF RD, 791, EMPORIA, VA 23847-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 RAPIDS ST, ROANOKE RAPIDS, NC 27870-1505

Mortgage

Document Number	0002677384
Date	Oct 28, 2021
Instrument	2677/384

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year TN
Max Rate	2.25%

Tax Assessment & Valuation

Source: Halifax County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Halifax County
Municipality	Roanoke Rapids City
Unified School District	Roanoke Rapids City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (-) Land $28,900 Building $105,000
2025	$2,395.00 (+12.44%)	$133,900 (+22.17%) Land $28,900 Building $105,000
2023	$2,130.00	$109,600 Land $28,900 Building $80,700	$109,600 Land $28,900 Building $80,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROANOKE RAPIDS SANITARY DIST serves 15,768 people · EPA ID NC0442010
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fybe.

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