Stephens County property record for 521 Prather Bridge Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,579 sqft · built 1987 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,018 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T25 011 |
| Primary APN | T25 011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Heated Area |
| Basement Area | 1,579 sqft |
| Unfinished Basement | 1,579 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 610200 |
|---|---|
| Street Address | 521 PRATHER BRIDGE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | PRATHER BRIDGE RD LOT |
| Legal Subdivision | 0202 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970101 |
Source: Stephens County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 PRATHER BRIDGE RD, TOCCOA, GA 30577-2081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 |
| Deed Sale | Aug 18, 2026 |
| Deed Document Number | 20262487 |
| Deed Book / Page | 1462 / 188 |
| Prior Transfer Date | Aug 14, 2026 |
| Prior Transfer Doc | 0000002487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 18, 2026 |
| Property Address | 521 PRATHER BRIDGE RD, TOCCOA, GA 30577-2081 |
| Document Number | 0000002487 |
| Book / Page | 1462 / 188 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262487 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 PRATHER BRIDGE RD, TOCCOA, GA 30577-2081 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018.00 (+104.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $70,896 (+59.98%) Land $3,736 Building $67,160 | $177,240 (+59.98%) Land $9,339 Building $167,901 |
| 2023 | $497.00 (-66.53%) Homeowner's exemption | $44,316 (+5.52%) Land $3,736 Building $40,580 | $110,790 (+5.52%) Land $9,339 Building $101,451 |
| 2022 | $1,485.00 Homeowner's exemption | $41,998 Land $3,736 Building $38,262 | $104,994 Land $9,339 Building $95,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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