521 Phoenix Ln, Cameron, NC 28326 Property Records

Moore County property record for 521 Phoenix Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,320 sqft · built 2023
Lot Size	0.843 acres (36,721 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Nov 2023)
Tax Bill	$1,364 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20220786`

Property Details

APN / Parcel Number

Primary APN	`20220786`
Alternative APNs	`97028797` `97066902`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	36,721 sqft (0.843 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97066902
Street Address	521 PHOENIX LN
City	CAMERON
State	NC
Zip	28326-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	UNION HILLS LOT 36 PH 2 CYPRESS POINTE FIRE PHOENIX
Legal Subdivision	UNION HILLS PHASE 2
Legal Phase	2
Legal Lot Number	36
Jurisdiction	MOORE NC
Township / Civil Division	1, CARTHAGE
Census Block Group	1
Census Block	1018
Census Tract	950507

Owner

521 Phoenix Ln is owned and occupied by an individual who bought it in November 2023.

Source: Moore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	521 PHOENIX LN, CAMERON, NC 28326-5705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Nov 20, 2023	Special Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Deed Document Number	202315539
Deed Book / Page	6097 / 477
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Recording Date	May 7, 2026
Property Address	521 PHOENIX LN, CAMERON, NC 28326-5705
Document Number	0000006944
Book / Page	6541 / 550
Instrument Date	May 4, 2026
Instrument	20266944
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 PHOENIX LN, CAMERON, NC 28326-5705

Mortgage

Document Number	0000006944,
Date	May 7, 2026
Book Page	6541/550
Instrument	20266944

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Nov 20, 2023
Property Address	PHOENIX LN, NC
Document Number	006097/477
Book / Page	6097 / 477
Map Reference	CAB 19 SL 583
Instrument Date	Nov 15, 2023
Instrument	2023015539
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 PHOENIX LN, CAMERON, NC 28326-5705

Mortgage

Document Number	2023015540
Date	Nov 20, 2023
Instrument	2023015540

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 521 Phoenix Ln was $1,364.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,364.00	$324,900 (-) Land $49,500 Building $275,400
2025	$1,364.00	$324,900 Land $49,500 Building $275,400
2024			$324,900 (-) Land $49,500 Building $275,400
2023	$225.00	$49,500 Land $49,500	$324,900 Land $49,500 Building $275,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 Phoenix Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Phoenix Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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