521 Owassa Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 521 Owassa Rd, Murphy, NC 28906 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1995
Square Footage	1,103 sqft Heated Area
Lot Size	436,471 sqft (10 acres)
Occupancy	Owner Occupied
Last Sale	$195,000 (2020)
Tax Bill	$729.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`451500819284000`
Alternative APN	`52783`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,103 sqft Heated Area
Gross Area	1,825 sqft Gross Area
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wood Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	436,471 sqft (10 acres)
Lot Width	30 ft Width
Parking Spaces	4 Parking Spaces
Patio Area	361 sqft Patio

Utilities and HVAC

Cooling System	None Cooling
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	52783
Street Address	521 OWASSA RD
City	MURPHY
State	NC
Zip	28906-3214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	TR 1 FR FERGUSON 853/115
Legal Tract	1
Jurisdiction	CHEROKEE NC
Minor Civil Division	SHOAL CREEK
Census Blockgroup	2
Census Block	2018
Census Tract	930603

Owner

Source: Cherokee County records · APN 451500819284000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	521 OWASSA RD, MURPHY, NC 28906-3214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Deed Doc Number	5008
Deed Book / Page	1656 / 207
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 14, 2020
Property Address	521 OWASSA RD, MURPHY, NC 28906-3214
Document Number	001656/207
Book / Page	1656 / 207
Instrument Date	Sep 11, 2020
Instrument	5008
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 OWASSA RD, MURPHY, NC 28906-3214
Investor	Possibly a Property Investor

Mortgage

Document Number	0001656211
Date	Sep 14, 2020
Instrument	1656/211

Lender

Name	HOWARD C FERGUSON ETAL
Type	Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded
Term	37 Months
Due	Oct 01, 2023

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00	$91,370 (-)	$91,370 (-) Land $31,560 Building $59,810
2023		$91,370	$91,370 Land $31,560 Building $59,810