Lorain County property record for 521 Ohio St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,197 sqft · built 1930 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2023) |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Aug 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-034-104-004 |
| Primary APN | 06-25-034-104-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,197 sqft Living Area |
| 1st Floor Area | 635 sqft |
| 2nd Floor Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 137 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Patio Area | 27 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 521 OHIO ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PASADENA PK 40 X 142.44 |
| Legal Subdivision | PASADENA PK FRNT |
| Legal Tract | 25 |
| Legal Block | 104 |
| Legal Lot Number | 23 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 70700 |
Source: Lorain County records · APN 06-25-034-104-004
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 OHIO ST, ELYRIA, OH 44035-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 29, 2023 | Sheriff's Deed, Foreclosure PAJ FUND I LLC |
| Dec 07, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2023 · Amount on Record |
| Deed Document Number | 2023005481 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 10, 2023 |
| Property Address | 521 OHIO ST, ELYRIA, OH 44035-3926 |
| Document Number | 0000932158 |
| Map Reference | VOL 10 PG 7 |
| Instrument Date | Oct 09, 2023 |
| Instrument | 2023-0932158 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 OHIO ST, ELYRIA, OH 44035-3926 |
| Document Number | 0000932159 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023-0932159 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 29, 2023 |
| Property Address | 521 OHIO ST, ELYRIA, OH 44035-3926 |
| Document Number | 0000927335 |
| Map Reference | VOL 10 PG 7 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023-0927335 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000926570 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023-0926570 |
| Name | PAJ FUND I LLC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 07, 2017 |
| Property Address | 521 OHIO ST, ELYRIA, OH 44035-3926 |
| Document Number | 0000654309 |
| Map Reference | PB 10 PG 7 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 2017-0654309 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 OHIO ST, ELYRIA, OH 44035-3926 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,145.00 | $45,550 (+%) Land $9,780 Building $35,770 | $130,140 (-) Land $27,940 Building $102,200 |
| 2024 | $2,145.00 (+6.72%) | $45,549 (+23.46%) Land $9,779 Building $35,770 | $130,140 (+23.46%) Land $27,940 Building $102,200 |
| 2023 | $2,010.00 (+0.4%) | $36,894 (-0.02%) Land $6,955 Building $29,939 | $105,410 (-) Land $19,870 Building $85,540 |
| 2022 | $2,002.00 | $36,900 Land $6,960 Building $29,940 | |
| 2021 | $105,410 Land $19,870 Building $85,540 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 487 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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