521 Oak St, Commerce, TX 75428 Property Records

Hunt County property record for 521 Oak St, Commerce, TX 75428 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2020
Square Footage1,403 sqft Living Area
Lot Size14,000 sqft (0.321 acres)
Garage624 sqft
OccupancyOwner Occupied
Last Sale$8,900 (2021)
Tax Bill$3,811.00 (2024)

Property Details

APN / Parcel Number

Primary APN4220-0050-0070-31
Alternative APNs
  • R52845
  • 52845

Interior

Building Area1,403 sqft Living Area
1st Floor1,403 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area14,000 sqft (0.321 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area624 sqft Garage
Total Buildings2 Total Buildings
PorchOpen Porch

Location & Zoning

Street Address521 OAK ST
CityCOMMERCE
StateTX
Zip75428-2331
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS4220 NORTH SIDE ADDITION BLK 5 LOT 7-8 ACRES .3214
Legal SubdivisionNORTH SIDE ADDITION
Legal Block5
Legal Lot Number7-8
JurisdictionHUNT TX
Minor Civil DivisionCOMMERCE
Census Blockgroup3
Census Block3022
Census Tract960500

Owner

Source: Hunt County records · APN 4220-0050-0070-31

Assessment roll updated September 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address521 OAK ST, COMMERCE, TX 75428-2331
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Correction Deed · Veterans Administration Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Jul 12, 2021Vendor's Lien, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleJul 12, 2021 · Amount on Record
Deed Doc Number202125385
Prior Transfer DateJul 09, 2021
Prior Transfer Doc0000025385
Record RefreshedSep 20, 2026

November 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionHUNT TX
Recording DateNov 12, 2021
Property Address521 OAK ST, COMMERCE, TX 75428-2331
Document Number0000025385
Map ReferenceVOL 187 PG 593
Instrument DateJul 09, 2021
Instrument2021-25385
Record UpdatedFeb 03, 2023

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024345
DateNov 12, 2021
Instrument2021-24345
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded

July 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJul 12, 2021
Property Address521 OAK ST, COMMERCE, TX 75428-2331
Document Number0000014973
Map ReferenceVOL 187 PG 593
Instrument DateJul 08, 2021
Instrument2021-14973
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 23, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5782 COUNTY ROAD 2516, ROYSE CITY, TX 75189-3228

Mortgage

Document Number0000014974
DateJul 12, 2021
Instrument2021-14974
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Mortgage

Document Number0000014975
DateJul 12, 2021
Instrument2021-14975
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$216,215 (+21%)$222,070 (+24.28%) Land $40,600 Building $181,470
2024$3,811.00 (-24.61%)
2023$178,690 Land $28,280 Building $150,410$178,690 Land $28,280 Building $150,410
2022$5,055.00

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