Polk County property record for 521 Nova Dr, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,767 sqft · built 2017 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2026) |
| Tax Bill | $1,880 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-32-709506-000930 |
| Primary APN | 27-26-32-709506-000930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,767 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,767 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Street Address | 521 NOVA DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-2676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA NOVA-PHASE 2 PB 161 PG 28-31 LOT 93 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | BELLA NOVA - PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 12514 |
Source: Polk County records · APN 27-26-32-709506-000930
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 NOVA DR, DAVENPORT, FL 33837-2676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Apr 29, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 08, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | May 08, 2017 · Amount on Record |
| Deed Document Number | 2026101321 |
| Deed Book / Page | 13976 / 549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 521 NOVA DR, DAVENPORT, FL 33837-2676 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 521 NOVA DR, DAVENPORT, FL 33837-2676 |
| Document Number | 0000190974 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 11815/558 |
| Instrument | 2021190974 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | May 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 521 NOVA DR, DAVENPORT, FL 33837-2676 |
| Document Number | 0000101321 |
| Book / Page | 13976 / 549 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.101321 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 NOVA DR, DAVENPORT, FL 33837-2676 |
| Document Number | 0000101322, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026..101322 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 08, 2017 |
| Property Address | 521 NOVA DR, DAVENPORT, FL 33837-2676 |
| Document Number | 0101400368 |
| Book / Page | 010140 / 000368 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 87248 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 18, 2017 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 521 NOVA DR DAVENPORT FL 338372676, DAVENPORT, FL 33837-2676 |
| Document Number | 101400369 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 010140/000369 |
| Instrument | 87249 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,880.00 (-25.9%) Homeowner's exemption Senior Citizen's exemption | $214,490 (+5.99%) | $269,759 (-6.9%) Land $58,000 Building $211,759 |
| 2024 | $2,537.00 (+8.51%) | ||
| 2023 | $2,338.00 (+3.91%) Homeowner's exemption | $202,374 (+3%) | $289,737 (+9.24%) Land $56,000 Building $233,737 |
| 2022 | $2,250.00 Homeowner's exemption | $196,480 | $265,230 Land $46,000 Building $219,230 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HAINES CITY serves 30,545 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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