Jackson County property record for 521 N Powell Rd, Independence, MO 64056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,466 sqft · built 1890 |
| Lot Size | 1.02 acres (44,705 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,747 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-900-02-05 |
| Primary APN | 17-900-02-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Basement Area | 1,098 sqft |
| Flooring | Carpet |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,705 sqft |
| Lot Width | 170 ft Width |
| Porch | Covered Porch |
|---|---|
| Porch Area | 302 sqft |
| Deck Area | 640 sqft |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 740945 |
|---|---|
| Street Address | 521 N POWELL RD |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64056-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 TWP 50 RNG 31 BEG NW COR NW 1/4 TH E 256.24 TH S 170 TH W 256.24 TH N TO POB |
| Legal Range | 31W |
| Legal Township | 50N |
| Legal Section | 34 |
| Legal Block | 3 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 17700 |
521 N Powell Rd is owned and occupied by an individual who acquired it in July 2010.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 N POWELL RD, INDEPENDENCE, MO 64056-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2010 |
| Transfer Doc | 0000070815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 521 N POWELL RD, INDEPENDENCE, MO 64056-2610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 521 N POWELL RD, INDEPENDENCE, MO 64056-2610 |
| Document Number | 00E0014763 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026E0014763 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 521 N POWELL RD, INDEPENDENCE, MO 64056-2610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 521 N POWELL RD, INDEPENDENCE, MO 64056-2610 |
| Document Number | 00E0077155 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023E0077155 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 521 N Powell Rd was $2,747, down 8.9% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Fort Osage R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,670 (-) Land $8,592 Building $25,078 | $177,210 (-) | |
| 2025 | $2,747.00 (-8.95%) | $33,670 Land $8,592 Building $25,078 | $177,210 |
| 2024 | $3,017.00 (+0.47%) | ||
| 2023 | $3,003.00 | $45,308 Land $6,371 Building $38,937 | $238,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 N Powell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 N Powell Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
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