521 N Montgomery St, Gilmer, TX 75644 Property Records

Upshur County property record for 521 N Montgomery St, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,490 sqft · built 1930
Lot Size	0.672 acres (29,272 sqft)
Owner	Company Name on Record
Last Sale	$170,544 (Sep 2025)
Tax Bill	$2,926 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S279-S02-C11-BL07LT4`

Property Details

APN / Parcel Number

Primary APN	`S279-S02-C11-BL07LT4`
Alternative APN	`4990`

Interior

Full Baths	1 Bath
Building Area	2,490 sqft Total Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,272 sqft (0.672 acres)
Lot Dimensions	291 ft deep x 101 ft wide
Garage Type	Detached
Garage Area	600 sqft

Location & Zoning

Account Number	S279-S02-C11-BL07LT4
Street Address	521 N MONTGOMERY ST
City	GILMER
State	TX
Zip	75644-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 7 OLD TOWN (GILMER) S279 (A3,A200) .672 ACRES & HOUSE
Legal Subdivision	OLD TOWN (GILMER)
Legal Block	7
Legal Lot Number	4
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3003
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	678 KELSEY CREEK LN, GILMER, TX 75644-4534
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 30, 2019	Vendor's Lien, Transfer RICHARD LINDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	20256181
Prior Transfer Date	Sep 14, 2019
Prior Transfer Doc	0201909033
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	521 N MONTGOMERY ST, GILMER, TX 75644-1624
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102674
Date	Apr 14, 2021
Instrument	202102674

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Dec 30, 2019
Property Address	521 N MONTGOMERY ST, GILMER, TX 75644-1624
Document Number	0201909033
Instrument Date	Sep 14, 2019
Instrument	201909033
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2166 E TEMPLE CT, GILBERT, AZ 85296-3977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N MONTGOMERY ST, GILMER, TX 75644-1624

Mortgage

Date	Dec 30, 2019

Lender

Name	RICHARD LINDER
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 (+148.18%)	$150,280 (-3.05%) Land $24,590 Building $125,690	$150,280 (-3.05%) Land $24,590 Building $125,690
2025	$1,179.00 (-31.85%) Homeowner's exemption	$155,010 (+9.17%) Land $24,590 Building $130,420	$155,010 (+9.17%) Land $24,590 Building $130,420
2023		$141,990 Land $22,250 Building $119,740	$141,990 Land $22,250 Building $119,740
2022	$1,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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