521 N Line Dr, Hampstead, NC 28443 Property Records

Pender County property record for 521 N Line Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,784 sqft · built 2004
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Aug 2022)
Tax Bill	$3,110 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-22-8030-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-22-8030-0000`
Alternative APNs	`000048100` `843665`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Mixed
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	350 sqft
Lean-To	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000048100
Street Address	521 N LINE DR
City	HAMPSTEAD
State	NC
Zip	28443-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L 147 PB 32/128 DEERFIELD
Legal Subdivision	DEERFIELD
Legal Tract	1
Legal Lot Number	147
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 N LINE DR, HAMPSTEAD, NC 28443-2167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 28, 2022	Warranty Deed, Transfer · Line of Credit TRUIST BANK
Nov 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Apr 28, 2003 · Amount on Record
Deed Document Number	202220106979
Deed Book / Page	4796 / 2700
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	0046971662
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 31, 2022
Property Address	521 N LINE DR, HAMPSTEAD, NC 28443-2167
Document Number	0047962700
Book / Page	4796 / 2700
Map Reference	MB 23 PG 116
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 NORTH LINE DR, HAMPSTEAD, NC 28443-2167

Mortgage

Document Number	0047962702
Date	Aug 31, 2022
Instrument	4796-2702

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.2%
Index	5-Year CMT
Max Rate	10.2%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 28, 2022
Property Address	521 N LINE DR, HAMPSTEAD, NC 28443-2167
Document Number	0047780301
Book / Page	4778 / 301
Map Reference	MB 69 PG 58
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 689, WRIGHTSVILLE BEACH, NC 28480-0689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 NORTH LINE DR, HAMPSTEAD, NC 28443-2167

Mortgage

Document Number	0004778164
Date	Jan 28, 2022
Instrument	4778/164

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Nov 14, 2019
Property Address	521 N LINE DR, HAMPSTEAD, NC 28443-2167
Document Number	0046971662
Book / Page	004697 / 001662
Instrument Date	Nov 12, 2019
Instrument	20056166
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N LINE DR HAMPSTEAD NC 284432167, HAMPSTEAD, NC 28443-2167

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,110.00	$712,276 (+126.35%) Land $77,333 Building $634,943	$712,276 (+126.35%) Land $77,333 Building $634,943
2023		$314,676 Land $67,155 Building $247,521	$314,676 Land $67,155 Building $247,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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