521 N Cobblestone St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 521 N Cobblestone St, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,603 sqft · built 1992
Lot Size0.105 acres (4,569 sqft)
OwnerCompany Name on Record
Last Sale$410,000 (Jul 2026)
Tax Bill$1,298 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN304-13-549

Property Details

APN / Parcel Number

Primary APN304-13-549
Alternative APN
  • 304135490

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,603 sqft Living Area
1st Floor Area839 sqft
2nd Floor Area764 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area4,569 sqft (0.105 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address521 N COBBLESTONE ST
CityGILBERT
StateAZ
Zip85234-4823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSTONECREEK LOT 1-231 TR A-S MCR 300-41
Legal Range6E
Legal Township1S
Legal Section8
Legal SubdivisionSTONECREEK LOT 1-231 TR A-S
Legal Lot Number132
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1003
Census Tract422509

Owner

Source: Maricopa County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address106 E FRANCES LN, GILBERT, AZ 85295-1974
Owner TypeCompany
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2026 · Amount on Record
Deed SaleJul 23, 2026 · Amount on Record
Prior SaleAug 24, 2005 · Amount on Record
Deed Document Number2026436914
Prior Transfer DateAug 9, 1996
Prior Transfer Doc0000619048
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 23, 2026
Property Address521 N COBBLESTONE ST, GILBERT, AZ 85234-4823
Document Number0000436914
Instrument DateJul 2, 2026
Instrument2026436914
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address106 E FRANCES LN, GILBERT, AZ 85295-1974

Mortgage

Document Number0000436916,
DateJul 23, 2026
Instrument2026436916
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,850 (+120.84%)$378,500 (+6.08%) Land $75,700 Building $302,800
2025$1,298.00 (+3.34%)$17,139 (-55.09%)$356,800 (-6.5%) Land $71,300 Building $285,500
2024$38,160$381,600 Land $76,300 Building $305,300
2023$1,256.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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