521 N 6th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 521 N 6th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1998
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2019)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-695-0030-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-695-0030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,449 sqft (0.171 acres)
Lot Depth	120 ft Depth
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	521 N 6TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOTS 29 & 30 EXC N 50' THEREOF LUDYAH ROBINSONS PLAT OF PART OF THE VILLAGE OF ST CLAIR
Legal Subdivision	LUDYAH ROBINSONS
Legal Lot Number	29-30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4011
Census Tract	642000

Owner

521 N 6th St is owned and occupied by an individual who acquired it in August 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	521 N 6TH ST, SAINT CLAIR, MI 48079-4835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Intrafamily Transfer, Transfer
Jan 20, 2021	Deed of Trust, Mortgage SIMPLE HM LNDG LLC
Sep 16, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	May 3, 2005 · Amount on File
Deed Document Number	201918981
Deed Book / Page	5097 / 195
Last Transfer Date	Aug 11, 2022
Transfer Doc	0005554808
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2022
Property Address	521 N 6TH ST, SAINT CLAIR, MI 48079-4835
Document Number	0005554808
Book / Page	5554 / 808
Map Reference	LB D PG 37
Instrument Date	Aug 11, 2022
Instrument	2022019847
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 6TH ST, SAINT CLAIR, MI 48079-4835

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	521 N 6TH ST, SAINT CLAIR, MI 48079-4835
Document Number	0053080547
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 N 6TH ST ST CLAIR MI 480794835, ST CLAIR, MI 48079-4835

Mortgage

Document Number	0053080547
Date	Jan 27, 2021
Book Page	005308/000547

Lender

Name	SIMPLE HM LNDG LLC
Address	MACOMB, MI 48044

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 16, 2019
Property Address	521 N 6TH ST, SAINT CLAIR, MI 48079-4835
Document Number	0050970195
Book / Page	005097 / 000195
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 6TH ST ST CLAIR MI 480794835, ST CLAIR, MI 48079-4835

Tax Assessment & Valuation

The 2025 property tax bill for 521 N 6th St was $3,149 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,900 (-1.33%)	$237,800
2025	$3,149.00 (+2.81%) Homeowner's exemption	$120,500
2024	$3,063.00		$241,000
2023		$89,900
2022	$2,847.00		$179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 N 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 521 N 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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