521 N 3rd St, Bardstown, KY 40004 Property Records

Nelson County property record for 521 N 3rd St, Bardstown, KY 40004

Property Summary

Property TypeCommercial
Details5,086 sqft · built 1840
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on Record
Last Sale$626,000 (Aug 2023)
Tax Bill$510 (2025)
Flood ZoneZone X (minimal risk)
APN45NE0-30-011

Property Details

APN / Parcel Number

Primary APN45NE0-30-011
Alternative APNs
  • 129104
  • 47948

Interior

Total Rooms2 Rooms
Stories2 Stories
Building Area5,086 sqft Total Area

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Lot Area17,424 sqft (0.4 acres)
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number129104
Street Address521 N 3RD ST
CityBARDSTOWN
StateKY
Zip40004-1625
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionHAGAN TOWN HOUSE DIV LT 1
Legal SubdivisionHAGAN TOWN HOUSE DIV
Legal Lot Number1
JurisdictionNELSON KY
Township / Civil DivisionBARDSTOWN
Census Block Group2
Census Block2020
Census Tract930303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bardstown Historic District
listed 1983 · 210 contributing resources · NRIS 83002837

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address521 N 3RD ST, BARDSTOWN, KY 40004-1625
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleJun 24, 2009 · Amount on Record
Deed Document Number20238750
Deed Book / Page594 / 586
Last Transfer DateDec 8, 2025
Transfer Doc0000008079
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBardstown City
CountyNelson County
Unified School DistrictBardstown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$510.00 (-2.67%)$143,000 (-) Land $143,000$143,000 (-) Land $143,000
2023$524.00$143,000$143,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARDSTOWN MUNICIPAL WATER DEPT
serves 31,185 people · EPA ID KY0900017
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2018
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Bardstown Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on N 3rd St

Nearby Streets

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