521 N 2nd St, Festus, MO 63028 Property Records

Jefferson County property record for 521 N 2nd St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,511 sqft · built 1920
Lot Size	0.189 acres (8,247 sqft)
Owner	Company Name on File
Last Sale	$112,500 (Aug 2016)
Tax Bill	$498 (2024)
Deeds & Mortgages	Apr 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`193.006.04024006`

Property Details

APN / Parcel Number

Primary APN	`193.006.04024006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,511 sqft Living Area
1st Floor Area	1,511 sqft
Basement Area	1,477 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,247 sqft (0.189 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	190 sqft
Porch	Open Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	521 N 2ND ST
City	FESTUS
State	MO
Zip	63028-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DERBY CITY LOT 5 BLOCK 6
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DERBY CITY
Legal Block	6
Legal Lot Number	5
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5030
Census Tract	700801

Owner

Source: Jefferson County records · APN 193.006.04024006

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5215 OLD STATE ROUTE 21, HOUSE SPRINGS, MO 63051-2434
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2016 · Amount on Record
Deed Sale	Aug 08, 2016 · Amount on Record
Prior Sale	Jun 20, 2016
Deed Document Number	201624177
Prior Transfer Date	Apr 26, 2012
Prior Transfer Doc	0000043583
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	521 N 2ND ST, FESTUS, MO 63028-1829
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008367
Date	Apr 10, 2023
Instrument	2023R-008367

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,600 (+9.09%) Land $1,500 Building $8,100	$50,700 (-) Land $8,100 Building $42,600
2024	$498.00 (+0.61%)		$50,700 (+9.5%) Land $8,100 Building $42,600
2023	$495.00	$8,800 (-) Land $1,500 Building $7,300	$46,300 (-) Land $8,100 Building $38,200
2022	$495.00	$8,800 Land $1,500 Building $7,300
2021			$46,300 Land $8,100 Building $38,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FESTUS PWS serves 13,000 people
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.