521 N 10th Ave, Arcadia, FL 34266 Property Records

DeSoto County property record for 521 N 10th Ave, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2017
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$143,900 (Nov 2017)
Tax Bill	$1,875 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-37-25-0016-6080-0050`

Property Details

APN / Parcel Number

Primary APN	`31-37-25-0016-6080-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,713 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	1,000 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	45 sqft
Fence	Fence
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	521 N 10TH AVE
City	ARCADIA
State	FL
Zip	34266-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	A W GILCHRIST EAST END ADD LOTS 5 & 6 BLK 8 TIER 6 INST: 201714005778
Legal Range	25E
Legal Township	37S
Legal Section	31
Legal Subdivision	A W GILCHRIST EAST END ADD
Legal Tract	16
Legal Block	8
Legal Lot Number	5,6 6
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	2
Census Block	2029
Census Tract	10200

Owner

521 N 10th Ave is owned and occupied by an individual who bought it in November 2017.

Source: DeSoto County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	521 N 10TH AVE, ARCADIA, FL 34266-8911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit CREWS BANK & TRUST
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Nov 15, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
May 11, 2017	Warranty Deed, Transfer ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	201714005778
Deed Book / Page	2017 / 5778
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	521 N 10TH AVE, ARCADIA, FL 34266-8911
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 10TH AVE, ARCADIA, FL 34266-8911

Mortgage

Document Number	0014002499
Date	Apr 3, 2024
Instrument	202414002499

Lender

Name	CREWS BANK & TRUST
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	521 N 10TH AVE, ARCADIA, FL 34266-8911
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	ARCADIA ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 10TH AVE, ARCADIA, FL 34266-8911

Mortgage

Document Number	0014006019
Date	Aug 11, 2021
Instrument	202114006019

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Nov 15, 2017
Property Address	521 N 10TH AVE, ARCADIA, FL 34266-8911
Document Number	0014005778
Instrument Date	Nov 15, 2017
Instrument	14005778
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,007.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 10TH AVE ARCADIA FL 34266, ARCADIA, FL 34266

Mortgage

Document Number	14005779
Date	Nov 15, 2017
Instrument	14005779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	May 11, 2017
Property Address	521 N 10TH AVE, ARCADIA, FL 34266-8911
Document Number	0014002496
Instrument Date	May 6, 2017
Instrument	14002496
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN

Transaction

Amount	Amount on Record
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 NE HIGHWAY 17 ARCADIA FL 342665727, ARCADIA, FL 34266-5727

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,845	$214,450 Land $14,000 Building $200,450
2024	$1,875.00 (+33.36%)
2023	$1,406.00 (+3.99%) Homeowner's exemption	$103,900 (+3%)	$180,383 (+5.4%) Land $14,000 Building $166,383
2022	$1,352.00 Homeowner's exemption	$100,874	$171,138 Land $14,000 Building $157,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 N 10th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 N 10th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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