521 Monterey Rd, Pacifica, CA 94044 Property Records

San Mateo County property record for 521 Monterey Rd, Pacifica, CA 94044 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1998
Square Footage	1,720 sqft Living Area
Lot Size	3,394 sqft (0.078 acres)
Occupancy	Owner Occupied
Last Sale	$1,675,000 (2022)
Tax Bill	$19,751.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`009-381-050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,720 sqft Living Area
Gross Area	2,250 sqft Gross Area
1st Floor	860 sqft 1st Floor
2nd Floor	710 sqft 2nd Floor
Basement Area	530 sqft Basement
Family Room	Family Room
Stories	3 Stories

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,394 sqft (0.078 acres)
Depth X Width	65 ft x 53 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Garage Area	530 sqft Garage

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating

Location & Zoning

Street Address	521B MONTEREY RD
City	PACIFICA
State	CA
Zip	94044-2064
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 13 PACIFIC VIEW RSM 125/68-72
Legal Subdivision	PACIFIC VIEW
Legal Lot Number	13
Jurisdiction	SAN MATEO CA
Minor Civil Division	SOUTH SAN FRANCISCO
Census Blockgroup	3
Census Block	3000
Census Tract	602700

Owner

Source: San Mateo County records · APN 009-381-050

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521B MONTEREY RD, PACIFICA, CA 94044-2064
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Jun 24, 1998 · Amount on Record
Deed Doc Number	202226559
Record Refreshed	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 28, 2022
Property Address	521 MONTEREY RD, PACIFICA, CA 94044-2064
Document Number	0000026559
Map Reference	MB 125 PG 68-72
Instrument Date	Mar 21, 2022
Instrument	2022-026559
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,842.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521B MONTEREY RD, PACIFICA, CA 94044-2064

Mortgage

Document Number	0000026560
Date	Mar 28, 2022
Instrument	2022-026560

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,500,000 (-) Land $895,500 Building $604,500
2025	$19,751.00 (+17.04%)	$1,500,000 (+11.11%) Land $895,500 Building $604,500
2023	$16,876.00 (+136.09%)	$1,350,000 Land $806,000 Building $544,000	$1,246,500
2022	$7,148.00

Flood & Wildfire

521 Monterey Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.