521 Mill St, Springdale, AR 72764 Property Records

Washington County property record for 521 Mill St, Springdale, AR 72764

Property Summary

Property Type	Single Family Home
Details	1 ba · 811 sqft · built 1945
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Dec 2006)
Tax Bill	$498 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`815-28297-000`

Property Details

APN / Parcel Number

Primary APN	`815-28297-000`
Alternative APNs	`812893.0` `74198`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	811 sqft Living Area
1st Floor Area	811 sqft
Flooring	Carpet

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Driveway	Concrete Driveway
Driveway Area	420 sqft
Porch	Slab
Porch Area	84 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 MILL ST
City	SPRINGDALE
State	AR
Zip	72764-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 LOT 43 SE NW 50 X 105 FURTHER DESCRIBED FROM 2019-26631 AS: PART OF THE SE/4 OF THE NW/4 OF SECTION 36 IN TOWNSHIP 18 NOR
Legal Range	30
Legal Township	18
Legal Section	36
Legal Subdivision	COUNTY COURT PLAT
Legal Lot Number	43
Jurisdiction	WASHINGTON AR
Township / Civil Division	SPRINGDALE
Census Block Group	1
Census Block	1017
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Shiloh Historic District listed 1978 · 7 contributing resources · NRIS 78000640

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 MILL ST, SPRINGDALE, AR 72764-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Sep 4, 2024	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
May 8, 2025	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2006 · Amount on Record
Deed Sale	Dec 22, 2006 · Amount on Record
Prior Sale	Nov 28, 2006 · Amount on Record
Deed Document Number	200651461
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	521 MILL ST, SPRINGDALE, AR 72764-1304
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202100018085
Date	May 13, 2021
Instrument	2021-00018085

Lender

Name	ARVEST BANK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 19, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	521 MILL ST, SPRINGDALE, AR 72764-1304
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 MILL ST, SPRINGDALE, AR 72764-1304

Mortgage

Document Number	202400022935
Date	Sep 4, 2024
Instrument	2024-00022935

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	May 8, 2025
Property Address	521 MILL ST, SPRINGDALE, AR 72764-1304
Document Number	202500012224
Instrument Date	May 6, 2025
Instrument	2025-00012224
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 MILL ST, SPRINGDALE, AR 72764-1304

Mortgage

Document Number	202500012225
Date	May 8, 2025
Instrument	2025-00012225

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Springdale City
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,380 (-) Land $12,750 Building $14,630	$136,900 (-) Land $63,750 Building $73,150
2025	$498.00 (-47.41%) Homeowner's exemption	$27,380 (-) Land $12,750 Building $14,630
2023	$947.00	$27,380 Land $12,750 Building $14,630	$136,900 Land $63,750 Building $73,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, OzarksGo.

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