Bergen County and Oradell Borough property record for 521 Mildred Pl, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,050 sqft · built 1957 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,250 (Nov 2015) |
| Tax Bill | $20,258 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00603-0000-00004 |
| Primary APN | 44-00603-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 2,050 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,201 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 261900 |
|---|---|
| Street Address | 521 MILDRED PL |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 100X142 |
| Legal Subdivision | ORADELL FOREST SEC 3 |
| Legal Block | 603 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40001 |
521 Mildred Pl is owned and occupied by two individuals who bought it in November 2015.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 MILDRED PL, ORADELL, NJ 07649-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2015 · Amount on File |
| Deed Sale | Nov 17, 2015 · Amount on File |
| Prior Sale | Dec 20, 2012 · Amount on File |
| Deed Document Number | 201586086 |
| Deed Book / Page | 2105 / 2310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 28, 2026 |
| Property Address | 521 MILDRED PL, ORADELL, NJ 07649-1313 |
| Document Number | 0000035158 |
| Book / Page | 5806 / 450 |
| Instrument Date | May 8, 2026 |
| Instrument | 202635158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 MILDRED PL, ORADELL, NJ 07649-1313 |
| Document Number | 0000035158, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 5806/450 |
| Instrument | 202635158 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 521 MILDRED PL, ORADELL, NJ 07649-1313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0042000130 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4200/130 |
| Instrument | 2021092386 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 521 Mildred Pl was $20,258, up 7.7% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $936,500 (+6.09%) Land $541,200 Building $395,300 | $936,500 (+6.09%) Land $541,200 Building $395,300 | |
| 2025 | $20,258.00 (+7.73%) | $882,700 Land $499,000 Building $383,700 | $882,700 Land $499,000 Building $383,700 |
| 2024 | $18,804.00 | ||
| 2023 | $687,600 Land $348,500 Building $339,100 | $687,600 Land $348,500 Building $339,100 | |
| 2022 | $17,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Mildred Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Mildred Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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