521 Michelle Ct, Prosper, TX 75078 Property Records

Collin County property record for 521 Michelle Ct, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,175 sqft · built 2012
Lot Size	0.333 acres (14,537 sqft)
Owner	Individual Name on File
Tax Bill	$16,168 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10160-00E-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-10160-00E-0140-1`
Alternative APN	`2675358`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,175 sqft Living Area
Gross Area	4,927 sqft
2nd Floor Area	1,707 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,537 sqft (0.333 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Pool Area	308 sqft
Porch	Covered Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2675358
Street Address	521 MICHELLE CT
City	PROSPER
State	TX
Zip	75078-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW AT PROSPER PHASE 1 (CPR), BLK E, LOT 14
Legal Subdivision	CRESTVIEW AT PROSPER PHASE 1 (CPR)
Legal Phase	1
Legal Block	E
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3018
Census Tract	30304

Owner

521 Michelle Ct is owned and occupied by an individual who acquired it in June 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	521 MICHELLE CT, PROSPER, TX 75078-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 31, 2020	Deed of Trust, Mortgage NETWORK FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023
Deed Sale	Jun 9, 2023
Prior Sale	Mar 28, 2013
Deed Document Number	2023000064583
Record Updated	Jun 8, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 9, 2023
Property Address	521 MICHELLE CT, PROSPER, TX 75078-2515
Document Number	2023000064583
Map Reference	VOL 2011 PG 354
Instrument Date	Jun 9, 2023
Instrument	2023000064583
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000064584
Date	Jun 9, 2023
Instrument	2023000064584

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	521 MICHELLE CT, PROSPER, TX 75078-2515
Document Number	0001501150
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 MICHELLE CT PROSPER TX 750782515, PROSPER, TX 75078-2515

Mortgage

Document Number	0001501150
Date	Sep 8, 2020
Instrument	1501150

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$868,885 Land $210,000 Building $658,885	$868,885 Land $210,000 Building $658,885
2024	$16,168.00
2023		$898,858 (+15.6%) Land $200,000 Building $698,858	$898,858 (+15.6%) Land $200,000 Building $698,858
2022	$12,865.00 Homeowner's exemption	$777,528 Land $170,000 Building $607,528	$777,528 Land $170,000 Building $607,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Michelle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 521 Michelle Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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