Patrick County property record for 521 Memory Ln, Stuart, VA 24171 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1998 |
| Lot Size | 843,539 sqft (19.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2018) |
| Tax Bill | $1,743.00 (2026) |
| Primary APN | 4908.09.10 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 843,539 sqft (19.3 acres) |
| Account Number | 91109 |
|---|---|
| Street Address | 521 MEMORY LN |
| City | STUART |
| State | VA |
| Zip | 24171-4667 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUSSELL CR PT TR 3&4 PL:19-492 |
| Legal Subdivision | RUSSELL CREEK |
| Legal Tract | 3,4 |
| Legal Lot Number | 10 |
| Jurisdiction | PATRICK VA |
| Minor Civil Division | PETERS CREEK |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 30301 |
Source: Patrick County records · APN 4908.09.10
Assessment roll updated May 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 MEMORY LN, STUART, VA 24171-4667 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Oct 02, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2018 · Amount on Record |
| Deed Sale | Oct 02, 2018 · Amount on Record |
| Deed Doc Number | 20181705 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PATRICK VA |
| Recording Date | Jul 27, 2026 |
| Property Address | 521 MEMORY LN, STUART, VA 24171-4667 |
| Document Number | 0000001507 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20261507 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 188 HAZELWOOD DR, ABERDEEN, NC 28315-4976 |
| Document Number | 0000001507, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20261507 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PATRICK VA |
| Property Address | 521 MEMORY LN, STUART, VA 24171-4667 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0210000140 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 210000140 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PATRICK VA |
| Recording Date | Oct 02, 2018 |
| Property Address | 521 MEMORY LN, STUART, VA 24171-4667 |
| Document Number | 180001705 |
| Instrument Date | Oct 01, 2018 |
| Instrument | 180001705 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | APPALACHIAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 180001706 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | 180001706 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Patrick County records · Assessment roll updated May 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Patrick County |
| Unified School District | Patrick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,743.00 | $238,800 Land $46,700 Building $192,100 | $238,800 Land $46,700 Building $192,100 |
521 Memory Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Patrick County (51141C), updated August 19, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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