521 McGregor St, Bloomington, IL 61701 Property Records

McLean County property record for 521 McGregor St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 894 sqft · built 1955
Lot Size	0.123 acres (5,371 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Jun 2019)
Tax Bill	$3,451 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-131-020`

Property Details

APN / Parcel Number

Primary APN	`21-10-131-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	894 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	5,371 sqft (0.123 acres)
Lot Dimensions	104 ft deep x 51 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	138 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	521 MCGREGOR ST
City	BLOOMINGTON
State	IL
Zip	61701-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ASSOC OF COMMERCE ADD LOT 11 BLK 13
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	ASSOC OF COMMERCE ADD
Legal Block	13
Legal Lot Number	11
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3000
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 MCGREGOR ST, BLOOMINGTON, IL 61701-5609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA
Jun 19, 2019	Warranty Deed, Transfer · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Document Number	20199399
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	521 MCGREGOR ST, BLOOMINGTON, IL 61701-5609
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004619
Date	Feb 25, 2021
Instrument	2021-00004619

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 19, 2019
Property Address	521 MCGREGOR ST, BLOOMINGTON, IL 61701-5609
Document Number	201900009399
Map Reference	MB674 PG593 DOC18468
Instrument Date	Jun 11, 2019
Instrument	2019-00009399
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 MCGREGOR ST, BLOOMINGTON, IL 61701-5609

Mortgage

Document Number	201900009400
Date	Jun 19, 2019
Instrument	2019-00009400

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,423 (+21.08%) Land $12,351 Building $40,072	$157,269 (+21.08%) Land $37,053 Building $120,216
2024	$3,451.00 (+10.72%)
2023	$3,117.00	$43,297 Land $10,201 Building $33,096	$129,891 Land $30,603 Building $99,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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