Berrien County property record for 521 Lake Blvd, Saint Joseph, MI 49085
| Property Type | Hotel |
|---|---|
| Details | 69,750 sqft |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,500,000 (Jul 1996) |
| Tax Bill | $167,610 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-0340-0117-01-0 |
| Primary APN | 76-0340-0117-01-0 |
|---|---|
| Alternative APN |
|
| Stories | 7 Stories |
|---|---|
| Building Area | 69,750 sqft Total Area |
| Fire Resistance | Fireproof Reinforced Concrete |
|---|---|
| Lot Area | 20,647 sqft (0.474 acres) |
| Lot Dimensions | 132 ft deep x 156 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 521 LAKE BLVD |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1311 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Local Zoning Code | D |
| Legal Description | LOTS 117 & 118 & THE SWLY 24.5'OF LOT 116 ORIGINAL PLAT OF CITY OF ST JOSEPH |
| Legal Subdivision | ORIGINAL OF CITY OF ST JOSEPH |
| Legal Lot Number | 116-118 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 801 |
521 Lake Blvd, a commercial property, is owned by a company that bought it in July 1996.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 521 LAKE BLVD, SAINT JOSEPH, MI 49085-1311 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO |
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 1996 · Amount on File |
| Deed Sale | Jul 12, 1996 · Amount on File |
| Deed Book / Page | 1761 / 656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 521 LAKE BLVD, SAINT JOSEPH, MI 49085-1311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003389/712 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 3389/712 |
| Instrument | 2022365050 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, MI 49635 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 521 LAKE BLVD, SAINT JOSEPH, MI 49085-1311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03383/2123 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 3383/2123 |
| Instrument | 2022360683 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TRAVERSE CITY, MI 49685 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 521 LAKE BLVD, SAINT JOSEPH, MI 49085-1311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03412/1835 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 3412/1835 |
| Instrument | 2023389460 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 521 LAKE BLVD, SAINT JOSEPH, MI 49085-1311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03412/1884 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 3412/1884 |
| Instrument | 2023389467 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 521 Lake Blvd was $167,610.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,109,300 | $8,218,600 | |
| 2025 | $167,610.00 | ||
| 2023 | $3,031,300 | $6,062,600 | |
| 2022 | $149,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Lake Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 521 Lake Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures