521 Lafayette St, Lowell, MI 49331 Property Records

Kent County property record for 521 Lafayette St, Lowell, MI 49331

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 919 sqft · built 1930
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$57,300 (Oct 1994)
Tax Bill$1,648 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN41-20-02-254-002

Property Details

APN / Parcel Number

Primary APN41-20-02-254-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area919 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions66 ft deep x 66 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address521 LAFAYETTE ST
CityLOWELL
StateMI
Zip49331-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionW 1/2 LOT 3 BLK 4 * KING & AMPHLETT'S ADD
Legal SubdivisionKING & AMPHLETTS ADD
Legal Block4
Legal Lot Number3
JurisdictionKENT MI
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3010
Census Tract12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address521 LAFAYETTE ST, LOWELL, MI 49331-1124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 1994 · Amount on Record
Deed SaleOct 26, 1994 · Amount on Record
Prior SaleOct 1, 1993 · Amount on Record
Deed Book / Page3564 / 567
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address521 LAFAYETTE ST, LOWELL, MI 49331-1124
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 LAFAYETTE ST, LOWELL, MI 49331-1124

Mortgage

Document Number0000042438
DateMay 23, 2022
Instrument20220523-0042438
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityLowell City
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,600 (+10.24%)$157,200 (+10.24%)
2025$1,648.00 (+19.16%) Homeowner's exemption$71,300 (+12.82%)$142,600 (+12.82%)
2023$63,200$126,400
2019$1,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2013)
Most Recent ClaimApr 2013 · Flooding
Claims by Event
  • Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL
serves 4,150 people · EPA ID MI0003950
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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