521 Lacey Oak Loop, San Marcos, TX 78666 Property Records

Hays County property record for 521 Lacey Oak Loop, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	2,677 sqft · built 2018
Lot Size	0.189 acres (8,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,200 (Oct 2018)
Tax Bill	$9,449 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`110636000B048002`

Property Details

APN / Parcel Number

Primary APN	`110636000B048002`
Alternative APN	`R150450`

Interior

Stories	1 Story
Building Area	2,677 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,907 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,260 sqft (0.189 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	178 sqft
Storage Building	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R150450
Street Address	521 LACEY OAK LOOP
City	SAN MARCOS
State	TX
Zip	78666-2894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLANCO VISTA TRACT A, BLOCK B, LOT 48
Legal Subdivision	BLANCO VISTA TRACT A
Legal Tract	A
Legal Block	B
Legal Lot Number	48
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1071
Census Tract	10905

Owner

Source: Hays County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit CALIBER HOME LOANS INC
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 29, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
May 25, 2018	Grant Deed, Mortgage · Line of Credit VECTRA BK/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	201838370
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	521 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	0000001029
Date	Jan 13, 2026
Instrument	26001029

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	521 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069844
Date	Dec 21, 2021
Instrument	21069844

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	521 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Document Number	0000013615
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 LACEY OAK LOOP SAN MARCOS TX 786662894, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	0000013615
Date	Apr 8, 2020
Instrument	13615

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAYS TX
Recording Date	Oct 29, 2018
Property Address	521 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Document Number	0000038370
Instrument Date	Oct 29, 2018
Instrument	38370
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 LACEY OAK LOOP SAN MARCOS TX 786662894, SAN MARCOS, TX 78666-2894

Mortgage

Document Number	38371
Date	Oct 29, 2018
Instrument	38371

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

May 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAYS TX
Recording Date	May 25, 2018
Property Address	521 LACEY OAK LOOP, SAN MARCOS, TX 78666-2894
Instrument Date	May 21, 2018
Instrument	18362
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number	0000018362
Date	May 25, 2018
Instrument	18362

Lender

Name	VECTRA BK/CO
Type	Bank
Address	2000 S COLORADO BLVD # 2-1200, DENVER, CO 80222-7933

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hays County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	San Marcos City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$485,760 (+8.44%) Land $81,420 Building $404,340	$485,760 (-5.48%) Land $81,420 Building $404,340
2024	$9,449.00 (+1,015.58%)
2023		$447,954 Land $88,500 Building $425,410	$513,910 Land $88,500 Building $425,410
2018	$847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Brightspeed, Verizon.

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