521 Keystone Ave, River Forest, IL 60305 Property Records

Cook County property record for 521 Keystone Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,203 sqft · built 1915
Lot Size	0.389 acres (16,950 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (Jan 2005)
Tax Bill	$29,480 (2023)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-12-107-019`

Property Details

APN / Parcel Number

Primary APN	`15-12-107-019`
Alternative APN	`15-12-107-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,203 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,950 sqft (0.389 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	521 KEYSTONE AVE
City	RIVER FOREST
State	IL
Zip	60305-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FOWLER) (BRUNER) & (BODINES) SUB OF SEC12 & SEC 11-39-12
Legal Range	12E
Legal Township	39N
Legal Section	11
Legal Subdivision	FOWLER BRUNER & BODINES
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	3
Census Block	3006
Census Tract	812000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 KEYSTONE AVE, RIVER FOREST, IL 60305-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2005 · Amount on Record
Deed Sale	Jan 12, 2005 · Amount on Record
Deed Document Number	200548117
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	521 KEYSTONE AVE, RIVER FOREST, IL 60305-1611
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017210042
Date	Jun 21, 2021
Instrument	2117210042

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	AURORA, IL 60507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,000 (+36.21%) Land $22,035 Building $88,965	$1,110,000 (+36.21%) Land $220,350 Building $889,650
2023	$29,480.00 (+16.94%)
2022	$25,210.00 Homeowner's exemption	$81,490 Land $19,068 Building $62,422	$814,900 Land $190,680 Building $624,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20