Virginia Beach City property record for 521 Kellam Rd, Virginia Beach, VA 23462
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,875 sqft · built 1959 |
| Lot Size | 0.177 acres (7,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Aug 2018) |
| Tax Bill | $3,160 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| APN | 1477-17-9649 |
| Primary APN | 1477-17-9649 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,875 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,740 sqft |
| Garage Area | 312 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 521 KELLAM RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23462-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | ARAGONA VILLAGE LOT 13 BK E |
| Legal Section | 03 |
| Legal Subdivision | ARAGONA VILLAGE |
| Legal Block | E |
| Legal Lot Number | 13 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 41004 |
521 Kellam Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Virginia Beach City records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 KELLAM RD, VIRGINIA BEACH, VA 23462-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 21, 2018 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Jun 22, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on File |
| Deed Sale | Aug 21, 2018 · Amount on File |
| Deed Document Number | 20180821000690240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 521 KELLAM RD, VIRGINIA BEACH, VA 23462-2142 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 521 KELLAM RD, VIRGINIA BEACH, VA 23462-2142 |
| Document Number | 0000000189 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 202503040189 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Aug 21, 2018 |
| Property Address | 521 KELLAM RD, VIRGINIA BEACH, VA 23462-2142 |
| Document Number | 0000690240 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 690240 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 KELLAM RD VIRGINIA BEACH VA 234622142, VIRGINIA BEACH, VA 23462-2142 |
| Document Number | 690250 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 690250 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 521 KELLAM RD, VIRGINIA BEACH, VA 23462-2142 |
| Document Number | 0000546780 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 521 KELLAM RD VIRGINIA BEACH VA 234622142, VIRGINIA BEACH, VA 23462-2142 |
| Document Number | 0000546780 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 546780 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 27, 2032 |
| Rate | 4.12% |
|---|
The 2025 property tax bill for 521 Kellam Rd was $3,160.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,160.00 | $325,800 Land $135,000 Building $190,800 | $325,800 Land $135,000 Building $190,800 |
| 2023 | $2,952.00 | $298,200 Land $120,000 Building $178,200 | $298,200 Land $120,000 Building $178,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 521 Kellam Rd; there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Kellam Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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