521 Keefer St, Folsom, CA 95630 Property Records

Sacramento County property record for 521 Keefer St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,993 sqft · built 2003
Lot Size	0.214 acres (9,332 sqft)
Owner	2 Individuals on Record
Last Sale	$645,000 (Dec 2004)
Tax Bill	$10,989 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1720-031-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1720-031-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
1st Floor Area	2,000 sqft
2nd Floor Area	993 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,332 sqft (0.214 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 KEEFER ST
City	FOLSOM
State	CA
Zip	95630-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 03,PH 1, LOT 128
Legal Subdivision	PRAIRIE OAKS 03,PH 1
Legal Lot Number	128
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1000
Census Tract	8508

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	521 KEEFER ST, FOLSOM, CA 95630-8809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2004 · Amount on Record
Deed Sale	Dec 13, 2004 · Amount on Record
Prior Sale	Aug 19, 2003 · Amount on Record
Deed Book / Page	20041213 / 2336
Last Transfer Date	Jun 12, 2013
Transfer Doc	0000001415
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	521 KEEFER ST, FOLSOM, CA 95630-8809
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 KEETER STREET, FOLSOM, CA 95630-8809

Mortgage

Document Number	0000000383
Date	Jan 24, 2022
Instrument	2022012400383

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	521 KEEFER ST, FOLSOM, CA 95630-8809
Document Number	2004151204
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 KEEFER ST FOLSOM CA 956308809, FOLSOM, CA 95630-8809

Mortgage

Document Number	2004151204
Date	Apr 15, 2020
Instrument	2004151204

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	521 KEEFER ST, FOLSOM, CA 95630-8809
Document Number	0000000653
Book / Page	170530 / 000653
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 KEEFER ST FOLSOM CA 956308809, FOLSOM, CA 95630-8809

Mortgage

Document Number	0000000653
Date	May 30, 2017
Book Page	170530/000653

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 29, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$981,800 (+2%) Land $191,932 Building $789,868
2025	$10,989.00 (+2.11%) Homeowner's exemption	$962,550 (+4.04%) Land $188,169 Building $774,381
2024	$10,762.00 (+1.82%)
2023	$10,570.00 (+1.61%) Homeowner's exemption	$925,175 Land $180,863 Building $744,312
2022	$10,403.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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