Clermont County property record for 521 Kaldy St, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,052 sqft · built 1957 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,150 (Jul 2019) |
| Tax Bill | $1,468 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-02.-005B |
| Primary APN | 41-42-02.-005B |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Foundation Type | No Foundation |
| Lot Area | 15,464 sqft (0.355 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Carport |
| Garage Area | 572 sqft |
| Carport | Carport |
| Carport Area | 572 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Patio Area | 24 sqft |
| Canopy | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 KALDY ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KALDY MEMORIAL; LOT 5B |
| Legal Subdivision | KALDY MEMORIAL |
| Legal Lot Number | 5B |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41403 |
Source: Clermont County records · APN 41-42-02.-005B
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 KALDY ST, CINCINNATI, OH 45244-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Oct 19, 2018 | Warranty Deed, Transfer PERFORMANCE TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Oct 19, 2018 · Amount on Record |
| Deed Document Number | 201914319 |
| Deed Book / Page | 2812 / 1698 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 10, 2019 |
| Property Address | 521 KALDY ST, CINCINNATI, OH 45244-2114 |
| Document Number | 0000014319 |
| Book / Page | 002812 / 001698 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 14319 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 KALDY ST CINCINNATI OH 452442114, CINCINNATI, OH 45244-2114 |
| Document Number | 14320 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 002812/001700 |
| Instrument | 14320 |
| Name | USAA |
|---|---|
| Address | CINCINNATI, OH 45244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 19, 2018 |
| Property Address | 521 KALDY ST, CINCINNATI, OH 45244-2114 |
| Document Number | 0000023739 |
| Book / Page | 002794 / 004441 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 23739 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2018 |
| Title Company | PERFORMANCE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 521 KALDY ST CINCINNATI OH 452442114, CINCINNATI, OH 45244-2114 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,468.00 (-70.16%) | $49,460 (-) Land $14,810 Building $34,650 | |
| 2024 | $141,300 (-) Land $42,300 Building $99,000 | ||
| 2023 | $4,919.00 (+321.87%) Homeowner's exemption | $49,460 (+31.82%) Land $14,810 Building $34,650 | $141,300 (+31.81%) Land $42,300 Building $99,000 |
| 2022 | $1,166.00 Homeowner's exemption | $37,520 Land $11,200 Building $26,320 | |
| 2020 | $107,200 Land $32,000 Building $75,200 |
Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 182 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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