521 Jerome Rd, Durham, NC 27713 Property Records

Durham County property record for 521 Jerome Rd, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,319 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$346,000 (Mar 2019)
Tax Bill	$5,816 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0739-07-7861`

Property Details

APN / Parcel Number

Primary APN	`0739-07-7861`
Alternative APNs	`0739-07-78-6145` `220852`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,319 sqft Heated Area

Exterior

Year Built	Built 2018
Architectural Style	Cape Cod
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	521 JEROME RD
City	DURHAM
State	NC
Zip	27713-1297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	EMORYWOOD ORCHARDS/PH:02& 03/LT#062 PL:000196-000276
Legal Subdivision	EMORYWOOD ORCHARDS
Legal Lot Number	62
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2003
Census Tract	2026

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	521 JEROME RD, DURHAM, NC 27713-1297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC
Mar 29, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
May 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	0008623781
Deed Book / Page	8623 / 781
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	521 JEROME RD, DURHAM, NC 27713-1297
Transaction Type	Mortgage
Record Updated	Apr 21, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 JEROME RD, DURHAM, NC 27713-1297

Mortgage

Document Number	0098920046
Date	Apr 4, 2023
Book Page	9892/46
Instrument	2023057311

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 3, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	521 JEROME RD, DURHAM, NC 27713-1297
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095070767
Date	Oct 26, 2021
Book Page	9507/767
Instrument	2021054668

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	521 JEROME RD, DURHAM, NC 27713-1297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087880431
Date	Oct 30, 2019
Book Page	8788/431
Instrument	2019039948

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	521 JEROME RD, DURHAM, NC 27713-1297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091010126
Date	Oct 16, 2020
Book Page	9101/126
Instrument	2020044438

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 29, 2019
Property Address	521 JEROME RD, DURHAM, NC 27713-1297
Document Number	0086230781
Book / Page	8623 / 781
Map Reference	MB 196 PG 274-278
Instrument Date	Mar 28, 2019
Instrument	2019009798
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3200 SANDY CREEK DR, 3200, DURHAM, NC 27705-6017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 JEROME RD, DURHAM, NC 27713-1297

Mortgage

Document Number	2019009799
Date	Mar 29, 2019
Instrument	2019009799

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DURHAM NC
Recording Date	May 30, 2018
Property Address	521 JEROME RD, DURHAM, NC 27713-1297
Document Number	0084340648
Book / Page	008434 / 000648
Instrument Date	May 30, 2018
Instrument	18291
Transaction Type	Construction Loan
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3200 SANDY CREEK DR DURHAM NC 277056017, DURHAM, NC 27705-6017

Mortgage

Document Number	84340648
Date	May 30, 2018
Book Page	008434/000648
Instrument	18291

Lender

Name	FIDELITY BK
Type	Bank
Address	DURHAM, NC 27707

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,816.00 (+51.22%)	$586,778 (+99.84%) Land $153,750 Building $433,028	$586,778 (+99.84%) Land $153,750 Building $433,028
2023	$3,846.00 (+2.34%)	$293,621 Land $76,875 Building $216,746	$293,621 Land $76,875 Building $216,746
2022	$3,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2009–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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