521 Highpoint Cir N, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 521 Highpoint Cir N, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,925 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2026)
Tax Bill	$9,490 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-07-415-079`

Property Details

APN / Parcel Number

Primary APN	`17-09-07-415-079`

Exterior

Lot Area	10,925 sqft (0.25 acres)

Location & Zoning

Street Address	521 HIGHPOINT CIR N
City	BOURBONNAIS
State	IL
Zip	60914-9131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHPOINT SUB 6TH ADDN LT 147 07-31-12E
Legal Subdivision	HIGHPOINT SUB
Legal Lot Number	147
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	3
Census Block	3002
Census Tract	10601

Owner

521 Highpoint Cir N is owned and occupied by two individuals who bought it in March 2026.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1582 MID COURT DR, BOURBONNAIS, IL 60914-9116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 15, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Dec 15, 2022 · Amount on File
Deed Document Number	20262995
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Mar 18, 2026
Property Address	521 HIGHPOINT CIR N, BOURBONNAIS, IL 60914-9131
Document Number	0202602995
Map Reference	DOC 2005-28592
Instrument Date	Mar 16, 2026
Instrument	202602995
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 HIGHPOINT CIR N, BOURBONNAIS, IL 60914-9131

Mortgage

Document Number	0202602996
Date	Mar 18, 2026
Instrument	202602996

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Dec 15, 2022
Property Address	521 HIGHPOINT CIR N, BOURBONNAIS, IL 60914-9131
Document Number	0202213887
Map Reference	DOC 2005-28592
Instrument Date	Oct 27, 2022
Instrument	202213887
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	STANDARD LAND TITLE COMPANY, STANDARD TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 HIGHPOINT CIR N, BOURBONNAIS, IL 60914-9131

Mortgage

Document Number	0202213888
Date	Dec 15, 2022
Instrument	202213888

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Feb 4, 2021
Property Address	521 HIGHPOINT CIR N, BOURBONNAIS, IL 60914-9131
Document Number	0202101790
Map Reference	DOC200529488
Instrument Date	Jan 21, 2021
Instrument	202101790
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 HIGHPOINT CIR N, BOURBONNAIS, IL 60914-9131

Mortgage

Document Number	0202101792
Date	Feb 4, 2021
Instrument	202101792

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 521 Highpoint Cir N was $9,490 with a homeowner's exemption, up 15% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,490.00 (+15%)	$121,914 Land $12,752 Building $109,162	$365,742 Land $38,256 Building $327,486
2024	$8,252.00
2023		$97,825 Land $11,139 Building $86,686	$293,475 Land $33,417 Building $260,058
2022	$7,481.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 Highpoint Cir N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Highpoint Cir N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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