521 Hermosa Way, Oxnard, CA 93036 Property Records

Ventura County property record for 521 Hermosa Way, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,906 sqft · built 1996
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Aug 2019)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`142-0-221-115`

Property Details

APN / Parcel Number

Primary APN	`142-0-221-115`
Alternative APN	`1420111740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
1st Floor Area	1,074 sqft
2nd Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,000 sqft (0.138 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	521 HERMOSA WAY
City	OXNARD
State	CA
Zip	93036-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-
Legal Description	TRACT: 426802 LOT: 59 REF: 126MR 88
Legal Subdivision	4268-2
Legal Tract	426802
Legal Block	221
Legal Lot Number	59
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2010
Census Tract	9200

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 HERMOSA WAY, OXNARD, CA 93036-8231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 8, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Sep 8, 2010 · Amount on Record
Deed Document Number	201991178
Prior Transfer Date	Aug 3, 1999
Prior Transfer Doc	0000214663
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	521 HERMOSA WAY, OXNARD, CA 93036-8231
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 HERMOSA WAY, OXNARD, CA 93036-8231

Mortgage

Document Number	2022000108473
Date	Nov 9, 2022
Instrument	2022000108473

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	521 HERMOSA WAY, OXNARD, CA 93036-8231
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TITLE OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 HERMOSA WAY, OXNARD, CA 93036-8231

Mortgage

Document Number	0000066064
Date	Mar 30, 2021
Instrument	20210330-00066064

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	521 HERMOSA WAY, OXNARD, CA 93036-8231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 HERMOSA WAY, OXNARD, CA 93036-8231

Mortgage

Document Number	0000158873
Date	Sep 30, 2020
Instrument	20200930-00158873

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 8, 2019
Property Address	521 HERMOSA WAY, OXNARD, CA 93036-8231
Document Number	0000091178
Instrument Date	Jul 10, 2019
Instrument	91178
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 HERMOSA WAY OXNARD CA 930368231, OXNARD, CA 93036-8231

Mortgage

Document Number	91179
Date	Aug 8, 2019
Instrument	91179

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$332,092 (+2%) Land $152,493 Building $179,599
2025	$3,964.00 (+1.12%) Homeowner's exemption	$325,581 (+4.04%) Land $149,503 Building $176,078
2024	$3,920.00 (+5.6%)
2023	$3,712.00 (+3.48%) Homeowner's exemption	$312,940 Land $143,698 Building $169,242
2022	$3,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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