521 Harbor Rd, Millville (Ocean View), DE 19970 Property Records

Sussex County property record for 521 Harbor Rd, Millville, DE 19970

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,530 sqft · built 1970
Lot Size	0.328 acres (14,292 sqft)
Owner	2 Individual Names on File
Tax Bill	$957 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-12.00-1349.00`

Property Details

APN / Parcel Number

Primary APN	`134-12.00-1349.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,292 sqft (0.328 acres)
Lot Dimensions	154 ft deep x 75 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	521 HARBOR RD
City	OCEAN VIEW
State	DE
Zip	19970-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	WHITES CREEK MANOR LOT 11 BLK D SEC 3
Legal Subdivision	WHITES CREEK
Legal Block	D
Legal Lot Number	11
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1041
Census Tract	51307

Owner

521 Harbor Rd is owned by two individuals who acquired it in August 2025.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 HARBOR RD, OCEAN VIEW, DE 19970-9632
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025
Deed Sale	Aug 11, 2025
Deed Document Number	202529305
Deed Book / Page	6351 / 286
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 11, 2025
Property Address	521 HARBOR RD, OCEAN VIEW, DE 19970-9632
Document Number	0063510286
Book / Page	6351 / 286
Map Reference	MB 10 PG 168
Instrument Date	Jul 17, 2025
Instrument	2025000029305
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 HILLCREST DR, PARIS, TN 38242-4312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 HARBOR RD, OCEAN VIEW, DE 19970-9632

Mortgage

Document Number	2025000029306
Date	Aug 11, 2025
Instrument	2025000029306

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Jan 8, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 521 Harbor Rd was $957, down 4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$957.00 (-4.01%)	$24,450 (-) Land $3,000 Building $21,450	$344,100 (-) Land $112,800 Building $231,300
2025	$997.00	$24,450 Land $3,000 Building $21,450	$344,100 Land $112,800 Building $231,300
2023	$1,336.00	$24,450 Land $3,000 Building $21,450	$48,900 Land $6,000 Building $42,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 511 individual policies
Nearby Flood Policies	995 units insured incl. 484 condo units
Nearby Flood Claims	8 (2012–2025)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloosurf Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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