521 Green Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 521 Green Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1912
Lot Size	0.14 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2026)
Tax Bill	$1,900 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34.185.0440`

Property Details

APN / Parcel Number

Primary APN	`34.185.0440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	762 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	160 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	521 GREEN AVE
City	ALBERT LEA
State	MN
Zip	56007-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RUBLE'S NORTH SIDE PARK ADDITI LOT 3 BLK 3 RUBLES NORTHSIDE PARK ADDITION
Legal Subdivision	RUBLE'S NORTH SIDE PARK ADDITI
Legal Block	3
Legal Lot Number	3
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4022
Census Tract	180500

Owner

521 Green Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 GREEN AVE, ALBERT LEA, MN 56007-2472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed, Transfer
Aug 17, 2022	Contract Sale, Transfer · Seller Carry-Back LYNDA SCHMIDT
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ENTERPRISE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jul 1, 2022 · Amount on File
Deed Document Number	20261915555
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Aug 28, 2026
Property Address	521 GREEN AVE, ALBERT LEA, MN 56007-2472
Document Number	0001915555
Instrument Date	Aug 28, 2026
Instrument	20261915555
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 GREEN AVE, ALBERT LEA, MN 56007-2472
Investor	Possibly a Property Investor

August 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	FREEBORN MN
Recording Date	Aug 17, 2022
Property Address	521 GREEN AVE, ALBERT LEA, MN 56007-2472
Document Number	000A556422
Instrument Date	Jul 1, 2022
Instrument	A556422
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 32034, SANTA FE, NM 87594-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 GREEN AVE, ALBERT LEA, MN 56007-2472
Investor	Possibly a Property Investor

Mortgage

Document Number	000A556422
Date	Aug 17, 2022
Instrument	A556422

Lender

Name	LYNDA SCHMIDT
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	35 Months
Due	Jun 30, 2025

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	521 GREEN AVE, ALBERT LEA, MN 56007-2472
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A540631
Date	Dec 17, 2019
Instrument	A540631

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2039

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Nov 30, 2020
Property Address	521 GREEN AVE, ALBERT LEA, MN 56007-2472
Document Number	CRV1188998
Instrument Date	Nov 30, 2020
Instrument	CRV1188998
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 ROADRUNNER CT, SANTA FE, NM 87507-4004

Mortgage

Document Number	000A545834
Date	Dec 7, 2020
Instrument	A545834

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 521 Green Ave was $1,900 with exemptions applied, down 3.5% from the year before.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,900.00 (-3.46%) Homeowner's exemption Veteran's exemption	$153,900 (-) Land $15,800 Building $138,100	$153,900 (-) Land $15,800 Building $138,100
2025	$1,968.00 Homeowner's exemption Veteran's exemption	$153,900 Land $15,800 Building $138,100	$153,900 Land $15,800 Building $138,100
2023	$64.00 Homeowner's exemption Veteran's exemption	$134,600 Land $15,800 Building $118,800	$134,600 Land $15,800 Building $118,800
2020	$1,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Green Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 521 Green Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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