Bergen County and Northvale Borough property record for 521 Grace Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1984 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Oct 2019) |
| Tax Bill | $15,379 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Sale & Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00710-0000-00005 |
| Primary APN | 40-00710-0000-00005 |
|---|---|
| Alternative APN |
|
| Building Area | 1,344 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Street Address | 521 GRACE AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 125X100 1LT (511,5) |
| Legal Block | 710 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 GRACE AVE, NORTHVALE, NJ 07647-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Oct 11, 2019 | Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Oct 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Jan 14, 2016 · Amount on Record |
| Deed Document Number | 20196778201 |
| Deed Book / Page | 3373 / 53 |
| Prior Transfer Date | Jul 16, 2019 |
| Prior Transfer Doc | 0033730044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 521 GRACE AVE, NORTHVALE, NJ 07647-1026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037420250 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 3742/250 |
| Instrument | 20-096303 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 11, 2019 |
| Property Address | 521 GRACE AVE, NORTHVALE, NJ 07647-1026 |
| Document Number | 0033730053 |
| Book / Page | 3373 / 53 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 2019-067782.01 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 GRACE AVE, NORTHVALE, NJ 07647-1026 |
| Document Number | 0033730060 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 3373/60 |
| Instrument | 2019-067782.02 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 11, 2019 |
| Property Address | 521 GRACE AVE, NORTHVALE, NJ 07647-1026 |
| Document Number | 0033730044 |
| Book / Page | 003373 / 000044 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 67782 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 521 GRACE AVE NORTHVALE NJ 076471026, NORTHVALE, NJ 07647-1026 |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $815,200 (+76.41%) Land $465,000 Building $350,200 | $815,200 (+76.41%) Land $465,000 Building $350,200 | |
| 2025 | $15,379.00 (+3.94%) | $462,100 (-) Land $287,400 Building $174,700 | $462,100 (-) Land $287,400 Building $174,700 |
| 2024 | $14,796.00 (+6.03%) | ||
| 2023 | $462,100 Land $287,400 Building $174,700 | $462,100 Land $287,400 Building $174,700 | |
| 2022 | $13,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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