521 Gates St, Bonham, TX 75418 Property Records

Fannin County property record for 521 Gates St, Bonham, TX 75418

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 ba · 1,319 sqft · built 2024
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on Record
Tax Bill	$544 (2024)
Deeds & Mortgages	May 2024 Mortgage Feb 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0125-000-01-BO`

Property Details

APN / Parcel Number

Primary APN	`9-0125-000-01-BO`
Alternative APNs	`9710-015-0572-05` `93807`

Interior

Full Baths	1 Bath
Building Area	1,319 sqft Total Area
1st Floor Area	986 sqft
2nd Floor Area	544 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2024
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	142 ft deep x 73 ft wide
Porch	Porch
Porch Area	156 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9-0125-000-01-BO
Old Parcel Number	93807
Street Address	521 GATES ST
City	BONHAM
State	TX
Zip	75418-4732
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	GATES ADDITION, BLOCK 15, LOT 1R, ACRES .119
Legal Subdivision	STEVENS ADD
Legal Block	15
Legal Lot Number	1R
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1024
Census Tract	950600

Owner

Source: Fannin County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	521 GATES ST, BONHAM, TX 75418-4732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage KEVIN BRANNON IRA 280761
Feb 4, 2009	Deed of Trust, Mortgage DONALD R MILLER
Dec 8, 2025	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 28, 2024	Intrafamily Transfer, Transfer EKVIN BRANNON IRA 2807611

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025
Deed Sale	Dec 8, 2025
Prior Sale	Mar 28, 2024
Deed Document Number	2025007656
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	521 GATES ST, BONHAM, TX 75418-4732
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 COUNTY ROAD 2510, BONHAM, TX 75418-6934

Mortgage

Document Number	2024002729
Date	May 1, 2024
Instrument	2024002729

Lender

Name	KEVIN BRANNON IRA 280761
Type	Non-Lending Institution
Address	HOUSTON, TX 77084

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Sep 20, 2024

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	521 GATES ST, BONHAM, TX 75418-4732
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01415/0461
Date	Feb 4, 2009
Book Page	1415/0461
Instrument	2009-0515

Lender

Name	DONALD R MILLER
Type	Non-Lending Institution
Address	RAVENNA, TX 75476

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 3, 2014

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Dec 8, 2025
Property Address	521 GATES ST, BONHAM, TX 75418-4732
Document Number	2025007656
Map Reference	VOL P20250005
Instrument Date	Dec 4, 2025
Instrument	2025007656
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 GATES ST, BONHAM, TX 75418-4732
Investor	Possibly a Property Investor

Mortgage

Document Number	2025007657
Date	Dec 8, 2025
Instrument	2025007657

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Mar 28, 2024
Property Address	521 GATES ST, BONHAM, TX 75418-4732
Document Number	2024001955
Instrument Date	Mar 20, 2024
Instrument	2024001955
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1957 COUNTY ROAD 2510, BONHAM, TX 75418-6934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1957 COUNTY ROAD 2510, BONHAM, TX 75418-6934

Mortgage

Document Number	2024001956
Date	Mar 28, 2024
Instrument	2024001956

Lender

Name	EKVIN BRANNON IRA 2807611
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Sep 20, 2024

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,610 (+485.88%) Land $21,360 Building $163,250	$184,610 (+485.88%) Land $21,360 Building $163,250
2024	$544.00 (-11.97%)
2023		$31,510 Land $31,510	$31,510 Land $31,510
2018	$618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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