521 Gallagher St, El Paso, TX 79915 Property Records

El Paso County property record for 521 Gallagher St, El Paso, TX 79915

Property Summary

Property Type	Single Family Home
Details	1 ba · 966 sqft · built 1942
Lot Size	0.436 acres (19,009 sqft)
Owner	Individual Name on File
Last Sale	$120,654 (Mar 2023)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
APN	`L362-999-0010-2700`

Property Details

APN / Parcel Number

Primary APN	`L362-999-0010-2700`
Alternative APNs	`000000400678` `400678`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	966 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Adobe
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	19,009 sqft (0.436 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	521 GALLAGHER ST
City	EL PASO
State	TX
Zip	79915-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1 LINDA VISTA GARDENS LOT 13 (19008.98 SQ FT)
Legal Subdivision	LINDA VISTA GARDENS
Legal Block	3
Legal Lot Number	13
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	3
Census Block	3006
Census Tract	3502

Owner

521 Gallagher St is owned and occupied by an individual who bought it in March 2023.

Source: El Paso County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	521 GALLAGHER ST, EL PASO, TX 79915-3104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Prior Sale	Oct 19, 2015 · Amount on File
Deed Document Number	202319272
Prior Transfer Date	Oct 16, 2015
Prior Transfer Doc	0000073421
Record Updated	Sep 20, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	EL PASO TX
Recording Date	Mar 20, 2023
Property Address	521 GALLAGHER ST, EL PASO, TX 79915-3104
Document Number	0000019272
Map Reference	VOL 3 PG 33
Instrument Date	Mar 11, 2023
Instrument	20230019272
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 GALLAGHER ST, EL PASO, TX 79915-3104

Mortgage

Document Number	0000019273
Date	Mar 20, 2023
Instrument	20230019273

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 521 Gallagher St was $1,876 with exemptions applied, up 15.9% from the year before.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	Ysleta Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,230 (-) Land $35,547 Building $125,683	$161,230 (-) Land $35,547 Building $125,683
2025	$1,876.00 (+15.87%) Homeowner's exemption Senior Citizen's exemption	$161,230 Land $35,547 Building $125,683	$161,230 Land $35,547 Building $125,683
2024	$1,619.00
2023		$125,934 Land $19,009 Building $106,925	$125,934 Land $19,009 Building $106,925
2019	$2,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 521 Gallagher St; there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	7 (1996–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 521 Gallagher St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30